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State · US-UT

Credit cards in Utah

Every card we hold for the United States that our records do not limit to another part of the country, with cards limited to Utah and issuers our Utah research names listed first.

*we hold no sourced notes specific to Utah yet, so this page lists cards only.

949
cards in the United States catalogue not limited elsewhere
8
regional issuers with branches here
8 regional networks

Card issuers with branches in Utah

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

America First Credit Union

87 branches in Utah

NCUA's 2026-06 call-report branch file lists 87 offices with member services of "AMERICA FIRST" (charter 24694) in Utah, out of 123 offices with member services in 6 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

America First Credit Union · 8 on file

America First Credit UnionVisa

Secured Visa

Visa card issued by America First Credit Union.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
America First Credit UnionVisa

Visa Platinum

Visa card issued by America First Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
America First Credit UnionVisa

Business Visa Cash Back Plus

Visa card issued by America First Credit Union.

BusinessCash Back
Annual feeNot confirmed
Top earn rate2%Gas & Fuel
Regional network

Mountain America Credit Union

73 branches in Utah

NCUA's 2026-06 call-report branch file lists 73 offices with member services of "MOUNTAIN AMERICA" (charter 24692) in Utah, out of 104 offices with member services in 5 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Mountain America Credit Union · 3 on file

Mountain America Credit UnionVisa

Cash Back Card

Visa card issued by Mountain America Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Mountain America Credit UnionVisa

Visa Rewards

Visa card issued by Mountain America Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Mountain America Credit UnionVisa

Visa Low Rate

Visa card issued by Mountain America Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

KeyBank

31 branches in Utah

FDIC BankFind lists 31 full-service offices of "KeyBank National Association" (CERT 17534) in Utah, out of 940 full-service offices in 16 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

KeyBank · 7 on file

KeyBankMastercard

Key Cashback® Credit Card

Mastercard issued by KeyBank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
KeyBankMastercard

Key Secured Credit Card®

Mastercard issued by KeyBank.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Cyprus Federal Credit Union

26 branches in Utah

NCUA's 2026-06 call-report branch file lists 26 offices with member services of "CYPRUS" (charter 24688) in Utah, out of 26 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Cyprus Federal Credit Union · 1 on file

Cyprus Federal Credit UnionVisa

Low-Rate Visa

Visa card issued by Cyprus Federal Credit Union.

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Security Service Federal Credit Union

13 branches in Utah

NCUA's 2026-06 call-report branch file lists 13 offices with member services of "SECURITY SERVICE" (charter 11065) in Utah, out of 69 offices with member services in 3 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Security Service Federal Credit Union · 1 on file

Regional network

BMO (Bank of Montreal US / BMO Harris)

5 branches in Utah

FDIC BankFind lists 5 full-service offices of "BMO Bank National Association" (CERT 16571) in Utah, out of 957 full-service offices in 22 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Platinum Rewards Credit Card

Get 15,000 bonus points when you spend $1,500 within 3 months of opening your account.

Gas & FuelGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Delta Community Credit Union

1 branch in Utah

NCUA's 2026-06 call-report branch file lists 1 office with member services of "DELTA COMMUNITY" (charter 66357) in Utah, out of 33 offices with member services in 4 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Delta Community Credit Union · 3 on file

Delta Community Credit UnionVisa

Visa Business Platinum Rewards Credit Card

Visa card issued by Delta Community Credit Union.

BusinessPremium
Annual feeNot confirmed
Top earn rate1xTwo independent reads agree · not quoted verbatimOther
Delta Community Credit UnionVisa

Visa Platinum Rewards Credit Card

Visa card issued by Delta Community Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Delta Community Credit UnionVisa

Visa Signature Credit Card

Visa card issued by Delta Community Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Midfirst Bank

1 branch in Utah

FDIC BankFind lists 1 full-service office of "MidFirst Bank" (CERT 4063) in Utah, out of 93 full-service offices in 7 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Midfirst Bank · 1 on file

National network

Wells Fargo

70 branches in Utah

FDIC BankFind lists 70 full-service offices of "Wells Fargo Bank, National Association" (CERT 3511) in Utah, out of 4,064 full-service offices in 37 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Wells Fargo · 11 on file

Wells FargoMastercard

Signify Business Cash® Card

Mastercard issued by Wells Fargo.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

JPMorgan Chase Bank

45 branches in Utah

FDIC BankFind lists 45 full-service offices of "JPMorgan Chase Bank, National Association" (CERT 628) in Utah, out of 5,145 full-service offices in 49 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

JPMorgan Chase Bank · 42 on file

JPMorgan Chase BankVisa

Chase Sapphire Preferred® Card

New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.

No FX FeeRewards
Annual fee$95per year
Top earn rate5xChase Travel
JPMorgan Chase BankVisa

Chase Sapphire Reserve®

New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

Lounge AccessPremium
Annual fee$795per year
Top earn rate8xall purchases through Chase Travel, including The EditSM
JPMorgan Chase BankVisa

Iberia Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
National network

U.S. Bank

39 branches in Utah

FDIC BankFind lists 39 full-service offices of "U.S. Bank National Association" (CERT 6548) in Utah, out of 2,075 full-service offices in 29 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

U.S. Bank · 19 on file

U.S. BankVisa

State Farm Premier Cash Rewards Visa Signature® Card

Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%insurance premium payments
U.S. BankVisa

U.S. Bank Cash+® Visa Signature® Card

For a limited time, earn a $200 rewards bonus after you spend $1,000 in eligible purchases within the first 90 days of account opening.1

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

Bank of America

28 branches in Utah

FDIC BankFind lists 28 full-service offices of "Bank of America, National Association" (CERT 3510) in Utah, out of 3,523 full-service offices in 39 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Bank of America · 29 on file

Bank of AmericaVisa

BankAmericard® Credit Card

Visa card issued by Bank of America.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

American Express

1 branch in Utah

FDIC BankFind lists 1 full-service office of "American Express National Bank" (CERT 27471) in Utah, out of 1 full-service office in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

American Express · 28 on file

National network

Celtic Bank

1 branch in Utah

FDIC BankFind lists 1 full-service office of "Celtic Bank" (CERT 57056) in Utah, out of 1 full-service office in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Celtic Bank · 4 on file

Celtic BankVisa

Fold Bitcoin Credit Card

Visa card issued by Celtic Bank.

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Celtic BankMastercard

Indigo Platinum Mastercard

Mastercard issued by Celtic Bank.

Credit BuildingPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Celtic BankMastercard

Perpay Credit Card

Mastercard issued by Celtic Bank.

SecuredCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
National network

First Electronic Bank

1 branch in Utah

FDIC BankFind lists 1 full-service office of "First Electronic Bank" (CERT 35533) in Utah, out of 1 full-service office in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Electronic Bank · 1 on file

National network

Merrick Bank

1 branch in Utah

FDIC BankFind lists 1 full-service office of "Merrick Bank" (CERT 34519) in Utah, out of 1 full-service office in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Merrick Bank · 7 on file

Merrick BankMastercard

Ollo Platinum Mastercard®

Mastercard issued by Merrick Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

SoFi

1 branch in Utah

FDIC BankFind lists 1 full-service office of "SoFi Bank, National Association" (CERT 26881) in Utah, out of 4 full-service offices in 2 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

SoFi · 4 on file

SoFiMastercard

SoFi Essential Credit Card

Mastercard issued by SoFi.

Credit Building
Annual feeNot confirmed
Top earn rateNot confirmed
SoFiMastercard

SoFi Smart Card

Mastercard issued by SoFi.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
National network

Stride Bank

1 branch in Utah

FDIC BankFind lists 1 full-service office of "Stride Bank, National Association" (CERT 4091) in Utah, out of 9 full-service offices in 2 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Stride Bank · 7 on file

Stride BankVisa

Company Rewards Charge Card

Visa card issued by Stride Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Stride BankVisa

Cash Rewards Platinum

Visa card issued by Stride Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rate1%Other
Stride BankVisa

Platinum Edition

Visa card issued by Stride Bank.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
National network

Synchrony Bank / Synchrony Financial

1 branch in Utah

FDIC BankFind lists 1 full-service office of "Synchrony Bank" (CERT 27314) in Utah, out of 1 full-service office in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Synchrony Bank / Synchrony Financial · 30 on file

Synchrony Bank / Synchrony FinancialVisa

Venmo Visa Signature Credit Card

Visa card issued by Synchrony Bank / Synchrony Financial.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%Dining
Synchrony Bank / Synchrony FinancialCard

Amazon Prime Store Card

Credit card issued by Synchrony Bank / Synchrony Financial.

No Annual FeeStore & Retail
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony FinancialCard

Amazon Store Card

Credit card issued by Synchrony Bank / Synchrony Financial.

No Annual FeeStore & Retail
Annual fee$0per year
Top earn rateNot confirmed
National network

Varo Bank

1 branch in Utah

FDIC BankFind lists 1 full-service office of "Varo Bank, National Association" (CERT 59190) in Utah, out of 1 full-service office in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Varo Bank · 1 on file

By city

Cities in Utah

Cities where several card issuers in our catalogue have branches, each with its own list.

Salt Lake City · 6South Jordan · 6Riverton · 5Sandy · 5Taylorsville · 5
The ledger

Other cards in the United States

Showing 24 of 735
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
Barclays US (Barclays Bank Delaware)Mastercard

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
Barclays US (Barclays Bank Delaware)Mastercard

Athleta Encore Mastercard®

Receive 20% off your first purchase with your new card at Athleta

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Barclays US (Barclays Bank Delaware)Mastercard

Banana Republic Encore Mastercard®

Receive 20% off your first purchase with your new card at Banana Republic

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Capital OneVisa

Capital One VentureOne Rewards

Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate5xhotels, vacation rentals and rental cars booked through Capital One Travel
Virginia Credit UnionMastercard

Flex Rewards Mastercard

Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate2xDining
Barclays US (Barclays Bank Delaware)Mastercard

Gap Encore Mastercard®

Receive 20% off your first purchase with your new card at Gap

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Barclays US (Barclays Bank Delaware)Mastercard

Old Navy Encore Mastercard®

Receive 30% off your first purchase with your new card at Old Navy

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Patelco Credit UnionMastercard

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
OnPoint Community Credit UnionVisa

Signature Visa with Rewards

Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
Bellwether Community Credit UnionCard

Smart Rewards Credit Card

Receive 5,000 points for $1,000+ spent in the first 90 days

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
Trugrocer Federal Credit UnionVisa

TruGrocer VISA Rewards Credit Card

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate3xGroceries
Truist BankVisa

Truist Enjoy Beyond

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

No FX FeePremium
Annual fee$95per year
Top earn rate3xFlights
First National Bank of Omaha (FNBO / First Bankcard)Visa

Universal Rewards Visa Signature® Card

Earn $150 as a Statement Credit when you spend $250 within the first three billing cycles after your Universal Rewards Visa Signature Card account is open.

No Annual FeeRewards
Annual fee$0per year
Top earn rate2xqualifying Universal Purchases
Fairwinds Credit UnionVisa

Visa Signature Credit Card

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

No FX FeeWelcome Bonus
Annual fee$95per year
Top earn rate5xtheme park tickets
Tower Federal Credit UnionMastercard

World Mastercard

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5%Not yet checked with Tower Federal Credit UnionOther
Coastal Community BankVisa

Aven Bitcoin Visa Card

Visa card issued by Coastal Community Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Coastal Community BankVisa

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
BECU (Boeing Employees Credit Union)Visa

BECU Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Bilt RewardsMastercard

Bilt Blue Card

$100 of Bilt Cash when you apply and get approved

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Visa

Breeze Easy® Visa® Credit Card

Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed

The full United States catalogue →

Questions

Utah: the short answers

Which card issuers have branches in Utah?

Regional issuers in our catalogue with branches in Utah, with their branch count: America First Credit Union (87), Mountain America Credit Union (73), KeyBank (31), Cyprus Federal Credit Union (26), Security Service Federal Credit Union (13), BMO (Bank of Montreal US / BMO Harris) (5), Delta Community Credit Union (1), Midfirst Bank (1). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: NCUA call report; FDIC BankFind.)