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Visa4/4 on file
✓ Annual fee checked
JPMorgan Chase Bank · Visa

Chase Sapphire Preferred® Card

No FX FeeRewardsTravelWelcome Bonus

The Chase Sapphire Preferred® Card is a Visa card from JPMorgan Chase Bank with an annual fee of $95. Here is what we hold on it, and what we do not.

Annual fee$95per yearChecked files.consumerfinance.gov
Top earn rate5xon Chase TravelChecked creditcards.chase.com
Welcome offer75,000 ptsChecked creditcards.chase.com
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Chase Sapphire Preferred® Card, exactly as recorded.

Annual fee
$95Checked files.consumerfinance.gov
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.

Checked creditcards.chase.com
Points75,000Checked creditcards.chase.com
Min. spend$5,000within 90 daysChecked creditcards.chase.com
Rewards

What it earns

Published category multipliers for the Chase Sapphire Preferred® Card.

CategoryEarn rateCap
Chase Travel5xNo cap on file
Dining3xNo cap on file
gas stations, EV charging, and vacation homes at top brands3xNo cap on file
top streaming services and online grocery, exclusions apply3xNo cap on file
Travel2xNo cap on file
Other1xNo cap on file
Checked creditcards.chase.com
Included

Perks & benefits

Card benefits

  • Trip Cancellation and Interruption Insurance up to $10,000 per person/$20,000 per trip
  • Baggage Delay Insurance up to $100/day for 5 days
  • Travel and Emergency Assistance services
  • Roadside Assistance (fees billed to card)
  • Purchase Protection up to $500 per item for 120 days
  • Auto Rental Collision Damage Waiver up to $60,000
  • Trip Delay Reimbursement up to $500 per traveler
  • Travel Accident Insurance up to $500,000
  • Lost Luggage Reimbursement up to $3,000 per traveler
  • Extended Warranty Protection (extra year on warranties of 3 years or less)
  • Emergency Evacuation and Transportation coverage up to $100,000
Next step

Ready to apply for the Chase Sapphire Preferred® Card?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the Chase Sapphire Preferred® Card

How much is the Chase Sapphire Preferred® Card annual fee?

The Chase Sapphire Preferred® Card has an annual fee of $95. Weigh that against the rewards and perks you will actually use.

What does the Chase Sapphire Preferred® Card earn?

The Chase Sapphire Preferred® Card earns 5x on Chase Travel, plus published rates on 5 other categories. The full table is on this page.

What network is the Chase Sapphire Preferred® Card on?

The Chase Sapphire Preferred® Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Chase Sapphire Preferred® Card available in United States?

Yes — the Chase Sapphire Preferred® Card is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Chase Sapphire Preferred® Card figures last checked?

We checked its annual fee in December 2025, its foreign transaction fee in December 2025, its earn rates in September 2026 and its welcome offer in October 2026, each against a published document. We could not verify, so we do not print: purchase APR. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.