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State · US-TX

Credit cards in Texas

Every card we hold for the United States that our records do not limit to another part of the country, with cards limited to Texas and issuers our Texas research names listed first.

*every note about Texas on this page quotes the page it came from, with the date we read it.

949
cards in the United States catalogue not limited elsewhere
23
regional issuers with branches here
1
sourced note
Texas, sourced

What is different about Texas

Each note is taken from the page shown under it. Rules change, so the date we read the page is printed beside it.

Law & rules

In 2018, the United States District Court for the Western District of Texas ruled that the Texas law on credit card surcharges is unconstitutional.

“It is unclear if Texas laws on credit card surcharges are enforceable due to recent federal litigation.”
23 regional networks

Card issuers with branches in Texas

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Huntington Bank

141 branches in Texas

FDIC BankFind lists 141 full-service offices of "The Huntington National Bank" (CERT 6560) in Texas, out of 1,407 full-service offices in 21 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Huntington Bank · 7 on file

Huntington BankMastercard

Huntington Cashback Credit Card

Mastercard issued by Huntington Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Huntington BankMastercard

Huntington Secured Credit Card

Mastercard issued by Huntington Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Fifth Third Bank

109 branches in Texas

FDIC BankFind lists 109 full-service offices of "Fifth Third Bank, National Association" (CERT 6672) in Texas, out of 1,486 full-service offices in 15 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Fifth Third Bank · 14 on file

Fifth Third BankCard

Fifth Third Secured Credit Card

Credit card issued by Fifth Third Bank.

Credit BuildingNo Credit History
Annual fee$24per year
Top earn rateNot confirmed
Fifth Third BankCard

Truly Simple Credit Card

Credit card issued by Fifth Third Bank.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Truist Bank

96 branches in Texas

FDIC BankFind lists 96 full-service offices of "Truist Bank" (CERT 9846) in Texas, out of 1,908 full-service offices in 18 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Truist Bank · 11 on file

Truist BankVisa

Truist Enjoy Beyond

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

No FX FeePremium
Annual fee$95per year
Top earn rate3xFlights
Truist BankVisa

Truist Business Premium Credit Card

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.

BusinessNo FX Fee
Annual fee$299per year
Top earn rateNot confirmed
Truist BankVisa

Truist Business Credit Card

Visa card issued by Truist Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Regions Bank

84 branches in Texas

FDIC BankFind lists 84 full-service offices of "Regions Bank" (CERT 12368) in Texas, out of 1,221 full-service offices in 15 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Regions Bank · 6 on file

Regional network

Randolph-Brooks Federal Credit Union (RBFCU)

66 branches in Texas

NCUA's 2026-06 call-report branch file lists 66 offices with member services of "RANDOLPH-BROOKS" (charter 8111) in Texas, out of 66 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Randolph-Brooks Federal Credit Union (RBFCU) · 5 on file

Randolph-Brooks Federal Credit Union (RBFCU)Mastercard

RBFCU Business Select Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

BusinessCash Back
Annual fee$0per year
Top earn rate2%Other
Randolph-Brooks Federal Credit Union (RBFCU)Mastercard

RBFCU World Cash Back Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Randolph-Brooks Federal Credit Union (RBFCU)Mastercard

RBFCU Premier Rate Mastercard

Mastercard issued by Randolph-Brooks Federal Credit Union (RBFCU).

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Security Service Federal Credit Union

40 branches in Texas

NCUA's 2026-06 call-report branch file lists 40 offices with member services of "SECURITY SERVICE" (charter 11065) in Texas, out of 69 offices with member services in 3 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Security Service Federal Credit Union · 1 on file

Regional network

Credit Human

22 branches in Texas

NCUA's 2026-06 call-report branch file lists 22 offices with member services of "CREDIT HUMAN" (charter 24382) in Texas, out of 30 offices with member services in 4 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Credit Human · 2 on file

Credit HumanMastercard

Rate Preferred Mastercard

Mastercard issued by Credit Human.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Gecu Federal Credit Union

22 branches in Texas

NCUA's 2026-06 call-report branch file lists 22 offices with member services of "GECU" (charter 24941) in Texas, out of 24 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Gecu Federal Credit Union · 2 on file

Regional network

Capital One

20 branches in Texas

FDIC BankFind lists 20 full-service offices of "Capital One, National Association" (CERT 4297) in Texas, out of 238 full-service offices in 9 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Capital One · 33 on file

Capital OneVisa

Capital One VentureOne Rewards

Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate5xhotels, vacation rentals and rental cars booked through Capital One Travel
Regional network

Texans Credit Union

14 branches in Texas

NCUA's 2026-06 call-report branch file lists 14 offices with member services of "TEXANS" (charter 60806) in Texas, out of 14 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Texans Credit Union · 1 on file

Texans Credit UnionCard

Texans Credit Union Premier Rewards Card

Earn 40,000 Bonus Points when you spend $2,000 in purchases within the first 90 days of account opening.

No Annual FeeStreaming
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Firstmark Credit Union

12 branches in Texas

NCUA's 2026-06 call-report branch file lists 12 offices with member services of "FIRSTMARK" (charter 62509) in Texas, out of 12 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Firstmark Credit Union · 1 on file

Firstmark Credit UnionCard

Firstmark ONE Visa Platinum Rewards

Credit card issued by Firstmark Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Pentagon Federal Credit Union (PenFed)

11 branches in Texas

NCUA's 2026-06 call-report branch file lists 11 offices with member services of "PENTAGON" (charter 227) in Texas, out of 38 offices with member services in 13 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Pentagon Federal Credit Union (PenFed) · 5 on file

Pentagon Federal Credit Union (PenFed)Visa

PenFed Gold Visa® Card

Visa card issued by Pentagon Federal Credit Union (PenFed).

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Midfirst Bank

10 branches in Texas

FDIC BankFind lists 10 full-service offices of "MidFirst Bank" (CERT 4063) in Texas, out of 93 full-service offices in 7 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Midfirst Bank · 1 on file

Regional network

First Citizens Bank

9 branches in Texas

FDIC BankFind lists 9 full-service offices of "First-Citizens Bank & Trust Company" (CERT 11063) in Texas, out of 509 full-service offices in 23 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
First Citizens BankVisa

Rewards Business Credit Card

Get 10,000 bonus points when you spend $3,000 in the first 90 days.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Nusenda Credit Union

5 branches in Texas

NCUA's 2026-06 call-report branch file lists 5 offices with member services of "NUSENDA" (charter 948) in Texas, out of 33 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Nusenda Credit Union · 1 on file

Nusenda Credit UnionCard

Platinum Credit Card

Credit card issued by Nusenda Credit Union.

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Sabine State Bank And Trust Company

5 branches in Texas

FDIC BankFind lists 5 full-service offices of "Sabine State Bank and Trust Company" (CERT 8141) in Texas, out of 51 full-service offices in 2 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Sabine State Bank And Trust Company · 1 on file

Regional network

First National Bank of Omaha (FNBO / First Bankcard)

4 branches in Texas

FDIC BankFind lists 4 full-service offices of "First National Bank of Omaha" (CERT 5452) in Texas, out of 117 full-service offices in 9 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First National Bank of Omaha (FNBO / First Bankcard) · 25 on file

First National Bank of Omaha (FNBO / First Bankcard)Visa

Universal Rewards Visa Signature® Card

Earn $150 as a Statement Credit** when you spend $250 within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.

No Annual FeeRewards
Annual fee$0per year
Top earn rate2xqualifying Universal Purchases
First National Bank of Omaha (FNBO / First Bankcard)Visa

Complete Rewards Visa Signature Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate5xTravel
First National Bank of Omaha (FNBO / First Bankcard)Mastercard

Amtrak Guest Rewards® Preferred Mastercard®

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

No FX FeePremium
Annual fee$99per year
Top earn rateNot confirmed
Regional network

Communityamerica Federal Credit Union

3 branches in Texas

NCUA's 2026-06 call-report branch file lists 3 offices with member services of "COMMUNITYAMERICA" (charter 15732) in Texas, out of 77 offices with member services in 14 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Communityamerica Federal Credit Union · 1 on file

Regional network

Southwest 66 Credit Union

3 branches in Texas

NCUA's 2026-06 call-report branch file lists 3 offices with member services of "SOUTHWEST 66" (charter 67550) in Texas, out of 3 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Southwest 66 Credit Union · 3 on file

Southwest 66 Credit UnionCard

Share Secured VISA Platinum

Credit card issued by Southwest 66 Credit Union.

PremiumSecured
Annual feeNot confirmed
Top earn rateNot confirmed
Southwest 66 Credit UnionCard

VISA Platinum

Credit card issued by Southwest 66 Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Southwest 66 Credit UnionCard

VISA Platinum with Rewards

Credit card issued by Southwest 66 Credit Union.

Premium
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Justice Federal Credit Union

2 branches in Texas

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "JUSTICE" (charter 151) in Texas, out of 21 offices with member services in 9 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Justice Federal Credit Union · 13 on file

Justice Federal Credit UnionVisa

ACA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Justice Federal Credit UnionVisa

C.O.P.S. VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Justice Federal Credit UnionVisa

FBI-LEEDA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Tinker Federal Credit Union

2 branches in Texas

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "TINKER" (charter 24524) in Texas, out of 33 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Tinker Federal Credit Union · 1 on file

Regional network

Delta Community Credit Union

1 branch in Texas

NCUA's 2026-06 call-report branch file lists 1 office with member services of "DELTA COMMUNITY" (charter 66357) in Texas, out of 33 offices with member services in 4 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Delta Community Credit Union · 3 on file

Delta Community Credit UnionVisa

Visa Business Platinum Rewards Credit Card

Visa card issued by Delta Community Credit Union.

BusinessPremium
Annual feeNot confirmed
Top earn rate1xTwo independent reads agree · not quoted verbatimOther
Delta Community Credit UnionVisa

Visa Platinum Rewards Credit Card

Visa card issued by Delta Community Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Delta Community Credit UnionVisa

Visa Signature Credit Card

Visa card issued by Delta Community Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Trugrocer Federal Credit Union

1 branch in Texas

NCUA's 2026-06 call-report branch file lists 1 office with member services of "TRUGROCER" (charter 17127) in Texas, out of 7 offices with member services in 6 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Trugrocer Federal Credit Union · 1 on file

Trugrocer Federal Credit UnionVisa

TruGrocer VISA Rewards Credit Card

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate3xGroceries
National network

JPMorgan Chase Bank

482 branches in Texas

FDIC BankFind lists 482 full-service offices of "JPMorgan Chase Bank, National Association" (CERT 628) in Texas, out of 5,145 full-service offices in 49 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

JPMorgan Chase Bank · 42 on file

JPMorgan Chase BankVisa

Chase Sapphire Preferred® Card

New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.

No FX FeeRewards
Annual fee$95per year
Top earn rate5xChase Travel
JPMorgan Chase BankVisa

Chase Sapphire Reserve®

New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

Lounge AccessPremium
Annual fee$795per year
Top earn rate8xall purchases through Chase Travel, including The EditSM
JPMorgan Chase BankVisa

Iberia Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
National network

Wells Fargo

446 branches in Texas

FDIC BankFind lists 446 full-service offices of "Wells Fargo Bank, National Association" (CERT 3511) in Texas, out of 4,064 full-service offices in 37 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Wells Fargo · 11 on file

Wells FargoMastercard

Signify Business Cash® Card

Mastercard issued by Wells Fargo.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

Bank of America

310 branches in Texas

FDIC BankFind lists 310 full-service offices of "Bank of America, National Association" (CERT 3510) in Texas, out of 3,523 full-service offices in 39 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Bank of America · 29 on file

Bank of AmericaVisa

BankAmericard® Credit Card

Visa card issued by Bank of America.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

PNC Bank

310 branches in Texas

FDIC BankFind lists 310 full-service offices of "PNC Bank, National Association" (CERT 6384) in Texas, out of 2,303 full-service offices in 28 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

PNC Bank · 11 on file

PNC BankVisa

PNC Cash Rewards Visa Signature Business Credit Card

Earn a $400 Statement Credit After making at least $3,000 in net purchases during the first three billing cycles following account opening.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

Navy Federal Credit Union

39 branches in Texas

NCUA's 2026-06 call-report branch file lists 39 offices with member services of "NAVY FEDERAL CREDIT UNION" (charter 5536) in Texas, out of 361 offices with member services in 32 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Navy Federal Credit Union · 8 on file

Navy Federal Credit UnionAmex

More Rewards American Express Card

Amex card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rate3xDining
Navy Federal Credit UnionVisa

cashRewards Credit Card

You can earn $250 bonus cash when you spend $2,500 within 90 days of account opening

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rate1.5%Other
Navy Federal Credit UnionVisa

GO REWARDS Credit Card

Visa card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
National network

U.S. Bank

2 branches in Texas

FDIC BankFind lists 2 full-service offices of "U.S. Bank National Association" (CERT 6548) in Texas, out of 2,075 full-service offices in 29 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

U.S. Bank · 19 on file

U.S. BankVisa

State Farm Premier Cash Rewards Visa Signature® Card

Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%insurance premium payments
National network

Farm Bureau Bank Fsb

1 branch in Texas

FDIC BankFind lists 1 full-service office of "Farm Bureau Bank FSB" (CERT 35157) in Texas, out of 2 full-service offices in 2 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Farm Bureau Bank Fsb · 1 on file

Farm Bureau Bank FsbMastercard

Farm Bureau Member Rewards Mastercard

Receive 10,000 reward points after $500 is spent on purchases in the first 90 days1

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

USAA

1 branch in Texas

FDIC BankFind lists 1 full-service office of "USAA Federal Savings Bank" (CERT 32188) in Texas, out of 4 full-service offices in 4 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

USAA · 9 on file

By city

Cities in Texas

Cities where several card issuers in our catalogue have branches, each with its own list.

Dallas · 9Frisco · 9Houston · 9Plano · 9San Antonio · 9Garland · 7Irving · 7Sugar Land · 7Austin · 6Katy · 6Allen · 5Round Rock · 5
The ledger

Other cards in the United States

Showing 24 of 672
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
Barclays US (Barclays Bank Delaware)Mastercard

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
Barclays US (Barclays Bank Delaware)Mastercard

Athleta Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Athleta

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Barclays US (Barclays Bank Delaware)Mastercard

Banana Republic Encore Mastercard®

Receive 20% off your first purchase with your new card at Banana Republic

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Virginia Credit UnionMastercard

Flex Rewards Mastercard

Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate2xDining
Barclays US (Barclays Bank Delaware)Mastercard

Gap Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Gap

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Barclays US (Barclays Bank Delaware)Mastercard

Old Navy Encore Mastercard®

Welcome bonus | Receive 30% off your first purchase with your new card at Old Navy

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Patelco Credit UnionMastercard

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
OnPoint Community Credit UnionVisa

Signature Visa with Rewards

Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
Bellwether Community Credit UnionCard

Smart Rewards Credit Card

Receive 5,000 points for $1,000+ spent in the first 90 days

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
Fairwinds Credit UnionVisa

Visa Signature Credit Card

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

No FX FeeWelcome Bonus
Annual fee$95per year
Top earn rate5xtheme park tickets
Tower Federal Credit UnionMastercard

World Mastercard

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5%Not yet checked with Tower Federal Credit UnionOther
Coastal Community BankVisa

Aven Bitcoin Visa Card

Visa card issued by Coastal Community Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Coastal Community BankVisa

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
BECU (Boeing Employees Credit Union)Visa

BECU Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Bilt RewardsMastercard

Bilt Blue Card

$100 of Bilt Cash when you apply and get approved

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Visa

Breeze Easy® Visa® Credit Card

Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Mastercard

Capital Vacations® World Mastercard®

Earn 5,000 Bonus Rewards after making your first purchase

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Mountain America Credit UnionVisa

Cash Back Card

Visa card issued by Mountain America Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Champion Credit UnionVisa

Champion Credit Union Visa Platinum Rewards

Visa card issued by Champion Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate1xNot yet checked with Champion Credit UnionOther

The full United States catalogue →

Questions

Texas: the short answers

Are there Texas rules that affect paying by credit card?

In 2018, the United States District Court for the Western District of Texas ruled that the Texas law on credit card surcharges is unconstitutional. (Source: Texas State Law Library.)

Which card issuers have branches in Texas?

Regional issuers in our catalogue with branches in Texas, with their branch count: Huntington Bank (141), Fifth Third Bank (109), Truist Bank (96), Regions Bank (84), Randolph-Brooks Federal Credit Union (RBFCU) (66), Security Service Federal Credit Union (40), Credit Human (22), Gecu Federal Credit Union (22), and 15 more. A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)