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Visa1/4 on file
Annual fee: issuer restricts access
Navy Federal Credit Union · Visa

cashRewards Plus

Cash BackRewardsTravel Insurance

The cashRewards Plus is a Visa card from Navy Federal Credit Union. Navy Federal Credit Union's site does not let us read its terms, so we leave the annual fee blank — check it on Navy Federal Credit Union's own site. Here is what we hold on it, and what we do not.

Top earn rate2%on OtherChecked navyfederal.org
Apply on Navy Federal Credit UnionCompare this card
Opens Navy Federal Credit Union’s site

Credit union with branches in: Virginia (66), California (54), Texas (39), Florida (35), Georgia (26), Maryland (25), North Carolina (16), Washington (13) and 24 more. Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the cashRewards Plus, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
14.4%–18%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the cashRewards Plus. That may mean there isn’t one, or simply that we have not recorded it — Navy Federal Credit Union’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the cashRewards Plus.

CategoryEarn rateCap
Other2%No cap on file
Checked navyfederal.org
Next step

Ready to apply for the cashRewards Plus?

You'll finish the application on Navy Federal Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Navy Federal Credit Union’s site
Questions

Questions about the cashRewards Plus

How much is the cashRewards Plus annual fee?

We could not verify the cashRewards Plus's annual fee, so we do not print one. Check the current annual fee on Navy Federal Credit Union's own site before you apply.

What does the cashRewards Plus earn?

The cashRewards Plus earns 2% on other. The full table is on this page.

What network is the cashRewards Plus on?

The cashRewards Plus runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the cashRewards Plus available in United States?

Yes — the cashRewards Plus is issued by Navy Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the cashRewards Plus figures last checked?

We checked its purchase APR in December 2025 and its earn rates in October 2026, each against a published document. We could not verify, so we do not print: annual fee, foreign transaction fee and welcome offer. Check them with Navy Federal Credit Union. Terms can change without notice, so confirm the current details with Navy Federal Credit Union before you apply.