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State · US-VA

Credit cards in Virginia

Every card we hold for the United States that our records do not limit to another part of the country, with cards limited to Virginia and issuers our Virginia research names listed first.

*every note about Virginia on this page quotes the page it came from, with the date we read it.

949
cards in the United States catalogue not limited elsewhere
18
regional issuers with branches here
1
sourced note
Named in the notes

Issuers our Virginia notes name

An issuer is marked regional only where the line quoted from its source ties who may join, or where it operates, to Virginia. Being based or big here is not that: an issuer named for its headquarters or size may lend nationwide, and its own page states who can apply.

Navy Federal Credit Union (headquartered in Vienna, VA) is the largest credit union in the United States

“Navy Federal Credit Union (or Navy Federal) is an American global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA).”
“Founded in 1933, Navy Federal Credit Union is the largest national credit union in terms of both assets and membership.”

Navy Federal Credit Union · 8 on file · no regional limit quoted

Navy Federal Credit UnionAmex

More Rewards American Express Card

Amex card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rate3xDining
Navy Federal Credit UnionVisa

cashRewards Credit Card

You can earn $250 bonus cash when you spend $2,500 within 90 days of account opening

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rate1.5%Other
Navy Federal Credit UnionVisa

GO REWARDS Credit Card

Visa card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Navy Federal Credit UnionVisa

Platinum Credit Card

Visa card issued by Navy Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Navy Federal Credit UnionVisa

cashRewards Plus

Visa card issued by Navy Federal Credit Union.

Cash BackRewards
Annual feeNot confirmed
Top earn rate2%Other
Navy Federal Credit UnionVisa

GO BIZ Rewards Credit Card

Visa card issued by Navy Federal Credit Union.

BusinessRewards
Annual feeNot confirmed
Top earn rate1xOther
Navy Federal Credit UnionVisa

cashRewards Secured Credit Card

Visa card issued by Navy Federal Credit Union.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
18 regional networks

Card issuers with branches in Virginia

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Truist Bank

259 branches in Virginia

FDIC BankFind lists 259 full-service offices of "Truist Bank" (CERT 9846) in Virginia, out of 1,908 full-service offices in 18 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Truist Bank · 11 on file

Truist BankVisa

Truist Enjoy Beyond

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

No FX FeePremium
Annual fee$95per year
Top earn rate3xFlights
Truist BankVisa

Truist Business Premium Credit Card

Earn $1,000 in bonus rewards after you spend $15,000 on purchases in the first 90 days after account opening.

BusinessNo FX Fee
Annual fee$299per year
Top earn rateNot confirmed
Truist BankVisa

Truist Business Credit Card

Visa card issued by Truist Bank.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Virginia Credit Union

39 branches in Virginia

NCUA's 2026-06 call-report branch file lists 39 offices with member services of "VIRGINIA" (charter 24962) in Virginia, out of 39 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Virginia Credit Union · 3 on file

Virginia Credit UnionMastercard

Flex Rewards Mastercard

Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate2xDining
Virginia Credit UnionMastercard

Cash Rewards Mastercard

Mastercard issued by Virginia Credit Union.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Virginia Credit UnionMastercard

Essential Mastercard

Mastercard issued by Virginia Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

First Citizens Bank

34 branches in Virginia

FDIC BankFind lists 34 full-service offices of "First-Citizens Bank & Trust Company" (CERT 11063) in Virginia, out of 509 full-service offices in 23 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
First Citizens BankVisa

Rewards Business Credit Card

Get 10,000 bonus points when you spend $3,000 in the first 90 days.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Apple Federal Credit Union

24 branches in Virginia

NCUA's 2026-06 call-report branch file lists 24 offices with member services of "APPLE" (charter 11307) in Virginia, out of 24 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Apple Federal Credit Union · 6 on file

Apple Federal Credit UnionVisa

Credit Builder Visa

Visa card issued by Apple Federal Credit Union.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Apple Federal Credit UnionVisa

Educator Visa

Visa card issued by Apple Federal Credit Union.

Low Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Apple Federal Credit UnionVisa

MyRewards Visa

Visa card issued by Apple Federal Credit Union.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

M&T Bank

24 branches in Virginia

FDIC BankFind lists 24 full-service offices of "Manufacturers and Traders Trust Company" (CERT 588) in Virginia, out of 908 full-service offices in 14 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

M&T Bank · 6 on file

M&T BankVisa

M&T Business Credit Card

Visa card issued by M&T Bank.

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Capital One

20 branches in Virginia

FDIC BankFind lists 20 full-service offices of "Capital One, National Association" (CERT 4297) in Virginia, out of 238 full-service offices in 9 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Capital One · 33 on file

Capital OneVisa

Capital One VentureOne Rewards

Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate5xhotels, vacation rentals and rental cars booked through Capital One Travel
Regional network

Langley Federal Credit Union

19 branches in Virginia

NCUA's 2026-06 call-report branch file lists 19 offices with member services of "LANGLEY" (charter 1261) in Virginia, out of 21 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Langley Federal Credit Union · 1 on file

Langley Federal Credit UnionVisa

Langley Federal Credit Union Select Visa

Visa card issued by Langley Federal Credit Union.

Balance TransferLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

TD Bank (TD Bank USA)

18 branches in Virginia

FDIC BankFind lists 18 full-service offices of "TD Bank, National Association" (CERT 18409) in Virginia, out of 1,046 full-service offices in 16 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

TD Bank (TD Bank USA) · 10 on file

TD Bank (TD Bank USA)Visa

TD Cash Credit Card

Visa card issued by TD Bank (TD Bank USA).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
TD Bank (TD Bank USA)Visa

TD Cash Secured Credit Card

Visa card issued by TD Bank (TD Bank USA).

SecuredCredit Building
Annual fee$29per year
Top earn rateNot confirmed
Regional network

Citibank / Citigroup

8 branches in Virginia

FDIC BankFind lists 8 full-service offices of "Citibank, National Association" (CERT 7213) in Virginia, out of 659 full-service offices in 11 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citibank / Citigroup · 26 on file

Citibank / CitigroupMastercard

AAdvantage® MileUp® Card

Mastercard issued by Citibank / Citigroup.

AirlineNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / CitigroupMastercard

Citi Simplicity® Card

Mastercard issued by Citibank / Citigroup.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Pentagon Federal Credit Union (PenFed)

7 branches in Virginia

NCUA's 2026-06 call-report branch file lists 7 offices with member services of "PENTAGON" (charter 227) in Virginia, out of 38 offices with member services in 13 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Pentagon Federal Credit Union (PenFed) · 5 on file

Pentagon Federal Credit Union (PenFed)Visa

PenFed Gold Visa® Card

Visa card issued by Pentagon Federal Credit Union (PenFed).

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Justice Federal Credit Union

4 branches in Virginia

NCUA's 2026-06 call-report branch file lists 4 offices with member services of "JUSTICE" (charter 151) in Virginia, out of 21 offices with member services in 9 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Justice Federal Credit Union · 13 on file

Justice Federal Credit UnionVisa

ACA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Justice Federal Credit UnionVisa

C.O.P.S. VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Justice Federal Credit UnionVisa

FBI-LEEDA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

NASA Federal Credit Union

4 branches in Virginia

NCUA's 2026-06 call-report branch file lists 4 offices with member services of "NASA" (charter 6328) in Virginia, out of 13 offices with member services in 3 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

NASA Federal Credit Union · 8 on file

NASA Federal Credit UnionVisa

VISA Platinum Advantage Rewards

Visa card issued by NASA Federal Credit Union.

PremiumRewards
Annual feeNot confirmed
Top earn rate1xOther
Regional network

Citizens Bank

3 branches in Virginia

FDIC BankFind lists 3 full-service offices of "Citizens Bank, National Association" (CERT 57957) in Virginia, out of 966 full-service offices in 16 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Citizens Bank · 9 on file

Citizens BankMastercard

Citizens Amp® Mastercard®

Mastercard issued by Citizens Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

N A E Federal Credit Union

3 branches in Virginia

NCUA's 2026-06 call-report branch file lists 3 offices with member services of "N A E" (charter 16706) in Virginia, out of 3 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

N A E Federal Credit Union · 1 on file

N A E Federal Credit UnionVisa

NAE Visa Platinum Credit Card

Visa card issued by N A E Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Andrews Federal Credit Union

2 branches in Virginia

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "ANDREWS FEDERAL CREDIT UNION" (charter 5754) in Virginia, out of 11 offices with member services in 4 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Andrews Federal Credit Union · 5 on file

Andrews Federal Credit UnionVisa

Platinum Rewards Secured Visa

Visa card issued by Andrews Federal Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Andrews Federal Credit UnionVisa

Titanium Rewards Visa Signature

Visa card issued by Andrews Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Truliant Federal Credit Union

2 branches in Virginia

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "TRULIANT" (charter 7840) in Virginia, out of 38 offices with member services in 3 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Truliant Federal Credit Union · 3 on file

Truliant Federal Credit UnionCard

MaxBack Cash Card

Credit card issued by Truliant Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Truliant Federal Credit UnionCard

Radiant

Credit card issued by Truliant Federal Credit Union.

Annual feeNot confirmed
Top earn rateNot confirmed
Truliant Federal Credit UnionCard

Soar Secured

Credit card issued by Truliant Federal Credit Union.

Secured
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Hanscom Federal Credit Union

1 branch in Virginia

NCUA's 2026-06 call-report branch file lists 1 office with member services of "HANSCOM" (charter 9095) in Virginia, out of 15 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Hanscom Federal Credit Union · 1 on file

Regional network

HSBC Bank USA

1 branch in Virginia

FDIC BankFind lists 1 full-service office of "HSBC Bank USA, National Association" (CERT 57890) in Virginia, out of 21 full-service offices in 7 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

HSBC Bank USA · 2 on file

HSBC Bank USAMastercard

HSBC Premier World Mastercard

Mastercard issued by HSBC Bank USA.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
National network

Wells Fargo

174 branches in Virginia

FDIC BankFind lists 174 full-service offices of "Wells Fargo Bank, National Association" (CERT 3511) in Virginia, out of 4,064 full-service offices in 37 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Wells Fargo · 11 on file

Wells FargoMastercard

Signify Business Cash® Card

Mastercard issued by Wells Fargo.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

Bank of America

95 branches in Virginia

FDIC BankFind lists 95 full-service offices of "Bank of America, National Association" (CERT 3510) in Virginia, out of 3,523 full-service offices in 39 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Bank of America · 29 on file

Bank of AmericaVisa

BankAmericard® Credit Card

Visa card issued by Bank of America.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

JPMorgan Chase Bank

77 branches in Virginia

FDIC BankFind lists 77 full-service offices of "JPMorgan Chase Bank, National Association" (CERT 628) in Virginia, out of 5,145 full-service offices in 49 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

JPMorgan Chase Bank · 42 on file

JPMorgan Chase BankVisa

Chase Sapphire Preferred® Card

New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.

No FX FeeRewards
Annual fee$95per year
Top earn rate5xChase Travel
JPMorgan Chase BankVisa

Chase Sapphire Reserve®

New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

Lounge AccessPremium
Annual fee$795per year
Top earn rate8xall purchases through Chase Travel, including The EditSM
JPMorgan Chase BankVisa

Iberia Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
National network

PNC Bank

52 branches in Virginia

FDIC BankFind lists 52 full-service offices of "PNC Bank, National Association" (CERT 6384) in Virginia, out of 2,303 full-service offices in 28 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

PNC Bank · 11 on file

PNC BankVisa

PNC Cash Rewards Visa Signature Business Credit Card

Earn a $400 Statement Credit After making at least $3,000 in net purchases during the first three billing cycles following account opening.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
By city

Cities in Virginia

Cities where several card issuers in our catalogue have branches, each with its own list.

Arlington · 9Alexandria · 8Falls Church · 7Mclean · 6Vienna · 6Chantilly · 5Herndon · 5Leesburg · 5Springfield · 5Woodbridge · 5
The ledger

Other cards in the United States

Showing 24 of 696
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
Barclays US (Barclays Bank Delaware)Mastercard

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
Barclays US (Barclays Bank Delaware)Mastercard

Athleta Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Athleta

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Barclays US (Barclays Bank Delaware)Mastercard

Banana Republic Encore Mastercard®

Receive 20% off your first purchase with your new card at Banana Republic

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Barclays US (Barclays Bank Delaware)Mastercard

Gap Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Gap

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Barclays US (Barclays Bank Delaware)Mastercard

Old Navy Encore Mastercard®

Welcome bonus | Receive 30% off your first purchase with your new card at Old Navy

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Patelco Credit UnionMastercard

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
OnPoint Community Credit UnionVisa

Signature Visa with Rewards

Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
Bellwether Community Credit UnionCard

Smart Rewards Credit Card

Receive 5,000 points for $1,000+ spent in the first 90 days

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
U.S. BankVisa

State Farm Premier Cash Rewards Visa Signature® Card

Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%insurance premium payments
Trugrocer Federal Credit UnionVisa

TruGrocer VISA Rewards Credit Card

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate3xGroceries
First National Bank of Omaha (FNBO / First Bankcard)Visa

Universal Rewards Visa Signature® Card

Earn $150 as a Statement Credit** when you spend $250 within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.

No Annual FeeRewards
Annual fee$0per year
Top earn rate2xqualifying Universal Purchases
Fairwinds Credit UnionVisa

Visa Signature Credit Card

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

No FX FeeWelcome Bonus
Annual fee$95per year
Top earn rate5xtheme park tickets
Tower Federal Credit UnionMastercard

World Mastercard

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5%Not yet checked with Tower Federal Credit UnionOther
Coastal Community BankVisa

Aven Bitcoin Visa Card

Visa card issued by Coastal Community Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Coastal Community BankVisa

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
BECU (Boeing Employees Credit Union)Visa

BECU Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Bilt RewardsMastercard

Bilt Blue Card

$100 of Bilt Cash when you apply and get approved

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Visa

Breeze Easy® Visa® Credit Card

Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Mastercard

Capital Vacations® World Mastercard®

Earn 5,000 Bonus Rewards after making your first purchase

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed

The full United States catalogue →

Questions

Virginia: the short answers

Which card issuers do our Virginia notes name?

Navy Federal Credit Union (headquartered in Vienna, VA) is the largest credit union in the United States. (Source: Wikipedia — Navy Federal Credit Union; U.S. News.)

Which card issuers have branches in Virginia?

Regional issuers in our catalogue with branches in Virginia, with their branch count: Truist Bank (259), Virginia Credit Union (39), First Citizens Bank (34), Apple Federal Credit Union (24), M&T Bank (24), Capital One (20), Langley Federal Credit Union (19), TD Bank (TD Bank USA) (18), and 10 more. A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)