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Visa2/4 on file
✓ Annual fee checked
Bank of America · Visa

BankAmericard® Credit Card

Low InterestNo Annual FeeRewards

The BankAmericard® Credit Card is a Visa card from Bank of America with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Dec 2025). Not yet checked with Bank of America: credit requirement. Bank of America’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked bankofamerica.com
Apply on Bank of AmericaCompare this card
Opens Bank of America’s site

Bank with branches in: California (675), Florida (406), Texas (310), New York (248), New Jersey (176), Massachusetts (145), Georgia (129), Illinois (118) and 31 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the BankAmericard® Credit Card, exactly as recorded.

Annual fee
$0Checked bankofamerica.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
14.49%–26.74%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with Bank of America
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BankAmericard® Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Bank of America’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BankAmericard® Credit Card. Rather than print a multiplier we cannot source, this stays blank until Bank of America’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the BankAmericard® Credit Card?

You'll finish the application on Bank of America's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bank of America’s site
Questions

Questions about the BankAmericard® Credit Card

How much is the BankAmericard® Credit Card annual fee?

The BankAmericard® Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the BankAmericard® Credit Card earn?

We could not verify the BankAmericard® Credit Card's earn rates, so we do not print a multiplier. Check them on Bank of America's own site.

What network is the BankAmericard® Credit Card on?

The BankAmericard® Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the BankAmericard® Credit Card available in United States?

Yes — the BankAmericard® Credit Card is issued by Bank of America and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the BankAmericard® Credit Card figures last checked?

We checked its annual fee in September 2026 and its purchase APR in December 2025, each against a published document. Not yet checked with Bank of America: credit requirement. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with Bank of America. Terms can change without notice, so confirm the current details with Bank of America before you apply.