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Rewards

Best Rewards credit cards in United States

Rewards credit cards in United States earn points, miles or cash back on everyday spending.

*a card is filed here when we hold at least one positive published earn rate for it, or the source listing we imported it from files it as a rewards card.

385
Rewards cards filed
The ledger

All Rewards cards in United States

385 cards
Barclays US (Barclays Bank Delaware)№ 2

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
Justice Federal Credit Union№ 3

ACA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 4

Aer Lingus Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.*

AirlineNo FX Fee
Annual fee$95per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 5

Aeroplan® Credit Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual fee$95per year
Top earn rateNot confirmed
Justice Federal Credit Union№ 6

AFNA VISA Rewards

Visa card issued by Justice Federal Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 7

Amazon Visa

Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.*

Cash BackDining
Annual fee$0per year
Top earn rateNot confirmed
American Express№ 10

American Express® Gold Card

Amex card issued by American Express.

DiningGroceries
Annual fee$325per year
Top earn rateNot confirmed
American Express№ 11

American Express® Green Card

Amex card issued by American Express.

DiningRewards
Annual fee$150per year
Top earn rateNot confirmed
American Express№ 12

Amex EveryDay Credit Card

Amex card issued by American Express.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 14

Amtrak Guest Rewards® Mastercard®

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 15

Amtrak Guest Rewards® Preferred Mastercard®

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

No FX FeePremium
Annual fee$99per year
Top earn rateNot confirmed
Apple Card№ 16

Apple Card Family

Mastercard issued by Apple Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Citibank / Citigroup№ 17

AT&T Points Plus® Card from Citi

Visa card issued by Citibank / Citigroup.

EV ChargingNo Annual Fee
Annual fee$0per year
Top earn rate3xgas and EV charging stations
Barclays US (Barclays Bank Delaware)№ 18

Athleta Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Athleta

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Coastal Community Bank№ 21

Aven Home Equity Visa Card

Visa card issued by Coastal Community Bank.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Coastal Community Bank№ 22

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
Barclays US (Barclays Bank Delaware)№ 23

Banana Republic Encore Mastercard®

Receive 20% off your first purchase with your new card at Banana Republic

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Bank of America№ 33

BankAmericard® Credit Card

Visa card issued by Bank of America.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)№ 35

BECU Business Low Rate Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)№ 36

BECU Low Rate Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financial№ 37

Belk Rewards+ Mastercard

Mastercard issued by Synchrony Bank / Synchrony Financial.

Rewards
Annual feeNot confirmed
Top earn rateNot confirmed
Bilt Rewards№ 40

Bilt Blue Card

$100 of Bilt Cash when you apply and get approved

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Bilt Rewards№ 41

Bilt Obsidian Card

Mastercard issued by Bilt Rewards.

No FX FeeRewards
Annual fee$95per year
Top earn rateNot confirmed
Bilt Rewards№ 42

Bilt Palladium Card

Mastercard issued by Bilt Rewards.

Lounge AccessNo FX Fee
Annual fee$495per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 47

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 48

BMO Cash Back Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Cash BackEntertainment
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 49

BMO Platinum Rewards Credit Card

Get 15,000 bonus points when you spend $1,500 within 3 months of opening your account.

Gas & FuelGroceries
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)№ 50

BMO Premium Rewards Credit Card

Get 35,000 bonus points when you spend $5,000 within 2 months of opening your account.

DiningGas & Fuel
Annual fee$95per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 51

BP Rewards Visa

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Gas & FuelNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 54

British Airways Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.*

AirlineNo FX Fee
Annual fee$95per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 60

Business Edition Mastercard with Absolute Rewards

Credit card issued by First National Bank of Omaha (FNBO / First Bankcard).

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
Questions

Frequently asked

What is the best rewards credit card in United States?

The best rewards card in United States depends on your spending and goals. We list every rewards card we hold — 385 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a rewards credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a rewards card with other cards?

Yes. Many people pair a rewards card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these rewards card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.