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Mastercard1/4 on file
Annual fee: issuer restricts access
Bank of America · Mastercard

Business Advantage Unlimited Cash Rewards Mastercard® Credit Card

BusinessCash BackRewardsTravel Insurance

The Business Advantage Unlimited Cash Rewards Mastercard® Credit Card is a Mastercard from Bank of America. Bank of America's site does not let us read its terms, so we leave the annual fee blank — check it on Bank of America's own site. Here is what we hold on it, and what we do not.

Top earn rate1.5%on OtherChecked business.bankofamerica.com
Welcome offer$500estimated valueChecked business.bankofamerica.com
Apply on Bank of AmericaCompare this card
Opens Bank of America’s site

Bank with branches in: California (675), Florida (406), Texas (310), New York (248), New Jersey (176), Massachusetts (145), Georgia (129), Illinois (118) and 31 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card, but not the terms that earn them — Bank of America’s own page says what you need to do.

Est. value$500Checked business.bankofamerica.com
Min. spend$5,000Checked business.bankofamerica.com
Rewards

What it earns

Published category multipliers for the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card.

CategoryEarn rateCap
Other1.5%No cap on file
Checked business.bankofamerica.com
Next step

Ready to apply for the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card?

You'll finish the application on Bank of America's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bank of America’s site
Questions

Questions about the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card

How much is the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card annual fee?

We could not verify the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card's annual fee, so we do not print one. Check the current annual fee on Bank of America's own site before you apply.

What does the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card earn?

The Business Advantage Unlimited Cash Rewards Mastercard® Credit Card earns 1.5% on other. The full table is on this page.

What network is the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card on?

The Business Advantage Unlimited Cash Rewards Mastercard® Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card available in United States?

Yes — the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card is issued by Bank of America and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Business Advantage Unlimited Cash Rewards Mastercard® Credit Card figures last checked?

We checked its earn rates in August 2026 and its welcome offer in August 2026, each against a published document. We could not verify, so we do not print: annual fee, foreign transaction fee, purchase APR and welcome offer. Check them with Bank of America. Terms can change without notice, so confirm the current details with Bank of America before you apply.