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Cash Back

Best Cash Back credit cards in United States

Cash-back credit cards in United States return a share of what you spend as cash or statement credit, with no points to value.

*a card is filed here when its name says cash back, or the source listing we imported it from files it that way.

174
Cash Back cards filed
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AllNo Annual Fee402Rewards385Low Interest190Cash Back174Premium135Secured133Business129Travel103Travel Insurance91Welcome Bonus87No FX Fee82Credit Building78Dining66Airline51Balance Transfer49Gas & Fuel46Groceries390% Intro Purchases34Points33Hotel28Store & Retail23Lounge Access19Student19Fair Credit18No Credit History15Streaming14Entertainment12Transit11EV Charging10Military5
The ledger

All Cash Back cards in United States

174 cards
Barclays US (Barclays Bank Delaware)№ 2

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
JPMorgan Chase Bank№ 4

Amazon Visa

Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.*

Cash BackDining
Annual fee$0per year
Top earn rateNot confirmed
Goldman Sachs№ 5

Apple Card

Mastercard issued by Goldman Sachs.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Apple Card№ 6

Apple Card Family

Mastercard issued by Apple Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Coastal Community Bank№ 7

Aven Bitcoin Visa Card

Visa card issued by Coastal Community Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Coastal Community Bank№ 8

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
BECU (Boeing Employees Credit Union)№ 15

BECU Business Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)№ 16

BECU Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
BMO (Bank of Montreal US / BMO Harris)№ 20

BMO Cash Back Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

Cash BackEntertainment
Annual fee$0per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 25

Business Edition Mastercard with Absolute Rewards

Credit card issued by First National Bank of Omaha (FNBO / First Bankcard).

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
America First Credit Union№ 26

Business Visa Cash Back Plus

Visa card issued by America First Credit Union.

BusinessCash Back
Annual feeNot confirmed
Top earn rate2%Gas & Fuel
Mountain America Credit Union№ 29

Cash Back Card

Visa card issued by Mountain America Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Consumers Credit Union№ 30

Cash Back Mastercard®

Mastercard issued by Consumers Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Community First Credit Union№ 31

Cash Back Visa Signature Credit Card

Visa card issued by Community First Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
American Express№ 32

Cash Magnet Card

Amex card issued by American Express.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First Citizens Bank№ 33

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens Bank№ 34

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Fifth Third Bank№ 35

Cash Rewards Credit Card

Credit card issued by Fifth Third Bank.

Cash BackRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Stride Bank№ 36

Cash Rewards Platinum

Visa card issued by Stride Bank.

Cash BackPremium
Annual feeNot confirmed
Top earn rate1%Other
State Employees' Credit Union (SECU)№ 38

Cash Rewards Visa® Credit Card

Visa card issued by State Employees' Credit Union (SECU).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Navy Federal Credit Union№ 39

cashRewards Credit Card

You can earn $250 bonus cash when you spend $2,500 within 90 days of account opening

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rate1.5%Other
Navy Federal Credit Union№ 40

cashRewards Plus

Visa card issued by Navy Federal Credit Union.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
JPMorgan Chase Bank№ 41

Chase Freedom Flex®

Mastercard issued by JPMorgan Chase Bank.

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 42

Chase Freedom Unlimited®

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*

Balance TransferCash Back
Annual fee$0per year
Top earn rate5%travel purchased through Chase TravelSM
Citibank / Citigroup№ 44

Citi Double Cash® Card

Mastercard issued by Citibank / Citigroup.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)№ 50

Complete Rewards Visa Signature Card

Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate5xTravel
Questions

Frequently asked

What is the best cash back credit card in United States?

The best cash back card in United States depends on your spending and goals. We list every cash back card we hold — 174 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a cash back credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a cash back card with other cards?

Yes. Many people pair a cash back card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these cash back card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.