Cash Back Card

The Cash Back Card is a Visa card from Mountain America Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Sep 2026), earn rates (Oct 2026). Not yet checked with Mountain America Credit Union: purchase APR. Mountain America Credit Union’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked Oct 2026macu.com

Top earn rate1.5%on OtherChecked Oct 2026macu.com

Welcome offerNot confirmed

Browse other cardsNo application link on file · apply through Mountain America Credit Union directly

Credit union with branches in: Utah (73), Arizona (12), Idaho (12), Nevada (5), Montana (2). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Cash Back Card, exactly as recorded.

Annual fee: $0Checked Oct 2026macu.com
Supplementary card: Not confirmed
Foreign transaction: 1%Checked Sep 2026macu.com
Purchase APR: 15.99%Not yet checked with Mountain America Credit Union
Income requirement: Not confirmed
Network: Visa
Credit needed: Not confirmed

Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Cash Back Card. That may mean there isn’t one, or simply that we have not recorded it — Mountain America Credit Union’s own page is the place to check.

Rewards

What it earns

Published category multipliers for the Cash Back Card.

Category	Earn rate	Cap
Other	1.5%	No cap on file

Checked Oct 2026macu.com

Next step

Ready to apply for the Cash Back Card?

We hold no application link for this card. Mountain America Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives

Questions

Questions about the Cash Back Card

How much is the Cash Back Card annual fee?

The Cash Back Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Cash Back Card earn?

The Cash Back Card earns 1.5% on other. The full table is on this page.

What network is the Cash Back Card on?

The Cash Back Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Cash Back Card available in United States?

Yes — the Cash Back Card is issued by Mountain America Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Cash Back Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in September 2026 and its earn rates in October 2026, each against a published document. Not yet checked with Mountain America Credit Union: purchase APR. Terms can change without notice, so confirm the current details with Mountain America Credit Union before you apply.