Skip to content
Visa2/4 on file
Annual fee: issuer restricts access
JPMorgan Chase Bank · Visa

Chase Freedom Unlimited®

Balance TransferCash BackDiningRewardsTravelTravel InsuranceWelcome Bonus0% Intro Purchases

The Chase Freedom Unlimited® is a Visa card from JPMorgan Chase Bank. JPMorgan Chase Bank's site does not let us read its terms, so we leave the annual fee blank — check it on JPMorgan Chase Bank's own site. Here is what we hold on it, and what we do not.

Top earn rate5%on travel purchased through Chase TravelSMChecked creditcards.chase.com
Welcome offerSee offer below
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Chase Freedom Unlimited®, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
3%Checked files.consumerfinance.gov
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*

Checked creditcards.chase.com
Rewards

What it earns

Published category multipliers for the Chase Freedom Unlimited®.

CategoryEarn rateCap
travel purchased through Chase TravelSM5%No cap on file
Dining3%No cap on file
Drugstores3%No cap on file
Other1.5%No cap on file
Checked creditcards.chase.com
Included

Perks & benefits

Card benefits

  • 6 months complimentary DashPass membership
  • $10 off quarterly on DoorDash non-restaurant orders
  • 2% cash back on Lyft purchases through 09/30/2027
  • Access to Chase Pay Over Time
  • Zero Liability Protection
  • Account alerts via Chase Mobile app
Next step

Ready to apply for the Chase Freedom Unlimited®?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the Chase Freedom Unlimited®

How much is the Chase Freedom Unlimited® annual fee?

We could not verify the Chase Freedom Unlimited®'s annual fee, so we do not print one. Check the current annual fee on JPMorgan Chase Bank's own site before you apply.

What does the Chase Freedom Unlimited® earn?

The Chase Freedom Unlimited® earns 5% on travel purchased through Chase TravelSM, plus published rates on 3 other categories. The full table is on this page.

What network is the Chase Freedom Unlimited® on?

The Chase Freedom Unlimited® runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Chase Freedom Unlimited® available in United States?

Yes — the Chase Freedom Unlimited® is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Chase Freedom Unlimited® figures last checked?

We checked its foreign transaction fee in December 2025, its earn rates in September 2026 and its welcome offer in October 2026, each against a published document. We could not verify, so we do not print: annual fee and purchase APR. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.