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Dining

Best Dining credit cards in United States

Dining credit cards in United States publish a dedicated earn rate for restaurants, takeaway and food delivery.

*a card is filed here when we hold a positive earn rate on dining or food spend for it.

66
Dining cards filed
The ledger

All Dining cards in United States

66 cards
JPMorgan Chase Bankâ„– 1

Aeroplan® Credit Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual fee$95per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 2

Amazon Visa

Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance on approval of your credit card application.*

Cash BackDining
Annual fee$0per year
Top earn rateNot confirmed
American Expressâ„– 3

American Express® Gold Card

Amex card issued by American Express.

DiningGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
American Expressâ„– 4

American Express® Green Card

Amex card issued by American Express.

DiningRewards
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)â„– 6

BMO Premium Rewards Credit Card

Get 35,000 bonus points when you spend $5,000 within 2 months of opening your account.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 7

Carnival® World Mastercard®

Mastercard issued by Barclays US (Barclays Bank Delaware).

DiningGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 8

Chase Freedom Flex®

Mastercard issued by JPMorgan Chase Bank.

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 9

Chase Freedom Rise®

Visa card issued by JPMorgan Chase Bank.

Credit BuildingDining
Annual fee$0per year
Top earn rate1.5%Other
JPMorgan Chase Bankâ„– 10

Chase Freedom Unlimited®

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*

Balance TransferCash Back
Annual feeNot confirmed
Top earn rate5%travel purchased through Chase TravelSM
Citibank / Citigroupâ„– 11

Citi Strata Eliteâ„  Card

Mastercard issued by Citibank / Citigroup.

DiningLounge Access
Annual fee$595per year
Top earn rateNot confirmed
Citibank / Citigroupâ„– 12

Citi Strataâ„  Card

Mastercard issued by Citibank / Citigroup.

DiningEV Charging
Annual fee$0per year
Top earn rateNot confirmed
Citibank / Citigroupâ„– 16

Costco Anywhere Visa® Card by Citi

Visa card issued by Citibank / Citigroup.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Servicesâ„– 21

Discover it Chrome

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual feeNot confirmed
Top earn rate2%Dining
Discover Financial Servicesâ„– 22

Discover it® Student Chrome

Discover card issued by Discover Financial Services.

Cash BackDining
Annual feeNot confirmed
Top earn rate2%Dining
JPMorgan Chase Bankâ„– 23

Disney® Inspire Visa® Card

Visa card issued by JPMorgan Chase Bank.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 24

DoorDash Rewards Mastercard®

Mastercard issued by JPMorgan Chase Bank.

Cash BackDining
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 25

IHG One Rewards Premier

Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

DiningGas & Fuel
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 26

IHG One Rewards Premier Business

Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.

BusinessDining
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 27

IHG One Rewards Traveler

Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.

DiningEntertainment
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 28

Ink Business Cash®

New Cardmember Bonus – $750 Cash Back: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 29

Instacart Mastercard®

Get a $50 Instacart credit automatically upon approval

Cash BackDining
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 30

JetBlue Plus Card

Mastercard issued by Barclays US (Barclays Bank Delaware).

AirlineBalance Transfer
Annual fee$99per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 31

JetBlue Premier Card

Mastercard issued by Barclays US (Barclays Bank Delaware).

AirlineBalance Transfer
Annual feeNot confirmed
Top earn rateNot confirmed
Citibank / Citigroupâ„– 32

L.L.Bean® Mastercard®

Mastercard issued by Citibank / Citigroup.

DiningRewards
Annual feeNot confirmed
Top earn rate5%L.L.Bean
JPMorgan Chase Bankâ„– 34

Marriott Bonvoy Bountiful®

Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.

DiningGroceries
Annual fee$250per year
Top earn rateNot confirmed
Golden 1 Credit Unionâ„– 37

Member Cash Rewards+ (Signature)

Visa card issued by Golden 1 Credit Union.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
First National Bank of Omaha (FNBO / First Bankcard)â„– 38

MGM Rewards Iconic World Elite Mastercard

Mastercard issued by First National Bank of Omaha (FNBO / First Bankcard).

DiningGas & Fuel
Annual fee$249per year
Top earn rateNot confirmed
Wells Fargoâ„– 40

One Key+™ Card

Mastercard issued by Wells Fargo.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Wells Fargoâ„– 41

One Key™ Card

Mastercard issued by Wells Fargo.

DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Bread Financial (Comenity Bank)â„– 42

PlayStation® Visa® Credit Card

Visa card issued by Bread Financial (Comenity Bank).

Bills & UtilitiesDining
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 44

Prime Visa

Visa card issued by JPMorgan Chase Bank.

Cash BackDining
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 49

The Barnes & Noble Mastercard®

Mastercard issued by Barclays US (Barclays Bank Delaware).

Balance TransferDining
Annual fee$0per year
Top earn rateNot confirmed
U.S. Bankâ„– 50

U.S. Bank Altitude® Connect Visa Signature® Card

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
U.S. Bankâ„– 52

U.S. Bank Altitude® Go Visa Signature® Card

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 55

United Club Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual fee$695per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 56

United Questâ„  Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual fee$350per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 57

Unitedâ„  Business Card

Visa card issued by JPMorgan Chase Bank.

AirlineBusiness
Annual fee$150per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 58

Unitedâ„  Explorer Card

Visa card issued by JPMorgan Chase Bank.

AirlineDining
Annual feeNot confirmed
Top earn rateNot confirmed
Synchrony Bank / Synchrony Financialâ„– 59

Verizon Visa Card

Get $150 as a statement credit after your first purchase When you open an account and make a purchase in the first 90 days. Limited-time offer.

Bills & UtilitiesDining
Annual feeNot confirmed
Top earn rate4%Dining
Questions

Frequently asked

What is the best dining credit card in United States?

The best dining card in United States depends on your spending and goals. We list every dining card we hold — 66 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a dining credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a dining card with other cards?

Yes. Many people pair a dining card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these dining card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.
Best Dining Credit Cards in the United States | PointsExplained