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Visa0/4 on file
Annual fee: issuer restricts access
JPMorgan Chase Bank · Visa

United℠ Explorer Card

AirlineDiningNo FX FeeRewardsTravel Insurance

The United℠ Explorer Card is a Visa card from JPMorgan Chase Bank. JPMorgan Chase Bank's site does not let us read its terms, so we leave the annual fee blank — check it on JPMorgan Chase Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: foreign transaction fee (Sep 2026). Not yet checked with JPMorgan Chase Bank: credit requirement. JPMorgan Chase Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the United℠ Explorer Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked creditcards.chase.com
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with JPMorgan Chase Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the United℠ Explorer Card. That may mean there isn’t one, or simply that we have not recorded it — JPMorgan Chase Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the United℠ Explorer Card. Rather than print a multiplier we cannot source, this stays blank until JPMorgan Chase Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Free first checked bag for cardmember and a companion
  • Priority boarding
  • 2 United Club one-time passes annually
  • Up to $120 Global Entry/TSA PreCheck/NEXUS fee credit
  • 25% back on United inflight and Club premium drink purchases
  • 10,000-mile award flight discount after $20,000 annual spend
  • Premier upgrades on award tickets
  • $100 United TravelBank cash after $10,000 annual spend
  • Up to $100 in United Hotels credits
  • Up to $60 in rideshare credits annually
  • Up to $50 in United TravelBank cash for Avis/Budget rentals
  • Up to $120 in Instacart credits annually
  • Up to $100 in JSX credits annually
  • Earn up to 1,000 Premier qualifying points (PQP) annually
  • No blackout dates on United award flights
  • MileagePlus miles never expire
  • Primary Auto Rental Collision Damage Coverage
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Trip Cancellation and Interruption Insurance
  • Trip Delay Reimbursement
  • Purchase Protection
  • Extended Warranty Protection
  • Visa Signature Concierge Service
  • 3-month complimentary Instacart+ membership
Next step

Ready to apply for the United℠ Explorer Card?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the United℠ Explorer Card

How much is the United℠ Explorer Card annual fee?

We could not verify the United℠ Explorer Card's annual fee, so we do not print one. Check the current annual fee on JPMorgan Chase Bank's own site before you apply.

What does the United℠ Explorer Card earn?

We could not verify the United℠ Explorer Card's earn rates, so we do not print a multiplier. Check them on JPMorgan Chase Bank's own site.

What network is the United℠ Explorer Card on?

The United℠ Explorer Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the United℠ Explorer Card available in United States?

Yes — the United℠ Explorer Card is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the United℠ Explorer Card figures last checked?

We checked its foreign transaction fee in September 2026, against a published document. Not yet checked with JPMorgan Chase Bank: credit requirement. We could not verify, so we do not print: annual fee, purchase APR, earn rates and welcome offer. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.