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JPMorgan Chase Bank · Visa

IHG One Rewards Premier

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The IHG One Rewards Premier is a Visa card from JPMorgan Chase Bank with an annual fee of $99. Here is what we hold on it, and what we do not.

Annual fee$99per yearChecked creditcards.chase.com
Welcome offer$700estimated valueChecked creditcards.chase.com
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the IHG One Rewards Premier, exactly as recorded.

Annual fee
$99Checked creditcards.chase.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

Checked creditcards.chase.com
Est. value$700Checked creditcards.chase.com
Points140,000Checked creditcards.chase.com
Min. spend$3,000Checked creditcards.chase.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the IHG One Rewards Premier. Rather than print a multiplier we cannot source, this stays blank until JPMorgan Chase Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Automatic IHG One Rewards Platinum Elite status
  • Anniversary Free Night (up to 40,000 points value)
  • 4th Reward Night free on stays of 4+ nights
  • $100 statement credit and 10,000 bonus points each year you spend $20,000+
  • Diamond Elite Status after $40,000 annual spend
  • 20% savings on purchased points
  • Early access to IHG Reward Night sales
  • Global Entry, TSA PreCheck, or NEXUS application fee credit (up to $120 every 4 years)
  • $25 United TravelBank cash deposits twice yearly
  • 12 months complimentary DashPass membership
  • $10 off quarterly on DoorDash non-restaurant orders
  • 3 months complimentary Instacart+ membership
  • $10 monthly Instacart credit
  • 10,000 bonus points for adding an authorized user
  • Access to Chase Pay Over Time
Next step

Ready to apply for the IHG One Rewards Premier?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the IHG One Rewards Premier

How much is the IHG One Rewards Premier annual fee?

The IHG One Rewards Premier has an annual fee of $99. Weigh that against the rewards and perks you will actually use.

What does the IHG One Rewards Premier earn?

We could not verify the IHG One Rewards Premier's earn rates, so we do not print a multiplier. Check them on JPMorgan Chase Bank's own site.

What network is the IHG One Rewards Premier on?

The IHG One Rewards Premier runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the IHG One Rewards Premier available in United States?

Yes — the IHG One Rewards Premier is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the IHG One Rewards Premier figures last checked?

We checked its annual fee in September 2026 and its welcome offer in October 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee, purchase APR and earn rates. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.