JPMorgan Chase Bankâ„– 1
Aer Lingus Visa Signature® Card
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.*
AirlineNo FX Fee
Annual fee$95per year
Top earn rateNot confirmed
Welcome Bonus
Best Welcome Bonus credit cards in United States
Welcome-bonus credit cards in United States are the cards we hold a sign-up offer for — points or cash paid once you meet a spending target.
*a card is filed here when we hold a welcome-offer figure for it. Offers change and expire more often than anything else on a card, so confirm the live offer on the issuer's page before you apply.
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- Welcome Bonus cards filed
Other categories
Browse a different slice
AllRewards385No Annual Fee224Low Interest190Cash Back174No FX Fee173Premium166Secured133Business129Travel103Travel Insurance91Welcome Bonus87Credit Building78Dining66Airline51Balance Transfer49Gas & Fuel46Groceries390% Intro Purchases34Points33Hotel28Store & Retail23Lounge Access19Student19Fair Credit18No Credit History15Streaming14Entertainment12Transit11EV Charging10Military5
The ledger
76 cardsAll Welcome Bonus cards in United States
Bilt Rewardsâ„– 2
Bilt Palladium Card
Mastercard issued by Bilt Rewards.
Lounge AccessNo FX Fee
Annual fee$495per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)â„– 3
BMO Platinum Rewards Credit Card
Get 15,000 bonus points when you spend $1,500 within 3 months of opening your account.
Gas & FuelGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)â„– 4
BMO Premium Rewards Credit Card
Get 35,000 bonus points when you spend $5,000 within 2 months of opening your account.
DiningGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 5
Breeze Easy® Visa® Credit Card
Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.
AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 6
British Airways Visa Signature® Card
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.*
AirlineNo FX Fee
Annual fee$95per year
Top earn rateNot confirmed
Wescom Central Credit Unionâ„– 7
Bruin Edge Visa
Make $2,500 in purchases with your new card within the first three months of account opening and you’ll earn 50,000 bonus points — enough for $500 worth of rewards, including cash back, experiences, and more!
Balance TransferWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Capital Oneâ„– 8
Capital One VentureOne Business
Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.
BusinessNo FX Fee
Annual feeNot confirmed
Top earn rate5xhotels, vacation rentals and rentals cars booked through Capital One Business Travel
Capital Oneâ„– 9
Capital One VentureOne Rewards
Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening
No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate5xhotels, vacation rentals and rental cars booked through Capital One Travel
Barclays US (Barclays Bank Delaware)â„– 10
Capital Vacations® World Mastercard®
Earn 5,000 Bonus Rewards after making your first purchase
Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 11
Carnival® World Mastercard®
Mastercard issued by Barclays US (Barclays Bank Delaware).
DiningGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 12
Chase Freedom Unlimited®
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*
Balance TransferCash Back
Annual feeNot confirmed
Top earn rate5%travel purchased through Chase TravelSM
JPMorgan Chase Bankâ„– 13
Chase Sapphire Preferred® Card
New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.
No FX FeeRewards
Annual fee$95per year
Top earn rate5xChase Travel
JPMorgan Chase Bankâ„– 14
Chase Sapphire Reserve for Business
New Cardmember Bonus – 200,000 Points: To qualify, you must make $30,000 in purchases during the first 6 months from account opening.
BusinessLounge Access
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 15
Chase Sapphire Reserve®
New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.
Lounge AccessPremium
Annual fee$795per year
Top earn rate8xall purchases through Chase Travel, including The EditSM
Wells Fargoâ„– 16
Choice Privileges® Select Mastercard®
Mastercard issued by Wells Fargo.
Gas & FuelGroceries
Annual fee$95per year
Top earn rateNot confirmed
Community Resource Credit Unionâ„– 17
Community Resource Credit Union MemberSelect Rewards MasterCard®
Earn 5,000 bonus points when you spend $1,000 in the first 90 days
No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5xOther
First National Bank of Omaha (FNBO / First Bankcard)â„– 18
Complete Rewards Visa Signature Card
Visa card issued by First National Bank of Omaha (FNBO / First Bankcard).
Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate5xTravel
Barclays US (Barclays Bank Delaware)â„– 19
Emirates Skywards Premium World Elite Mastercard®
Mastercard issued by Barclays US (Barclays Bank Delaware).
AirlineBalance Transfer
Annual fee$499per year
Top earn rate3xeligible Emirates purchases
Barclays US (Barclays Bank Delaware)â„– 20
Emirates Skywards Rewards World Elite Mastercard®
Mastercard issued by Barclays US (Barclays Bank Delaware).
AirlineBalance Transfer
Annual fee$99per year
Top earn rate3xeligible Emirates purchases
First National Bank of Omaha (FNBO / First Bankcard)â„– 21
Evergreen® Business Edition® Credit Card
$200 cash bonus (20,000 points equivalent) when you spend $3,000 within the first 3 billing cycles after account is opened.2
BusinessCash Back
Annual feeNot confirmed
Top earn rate2%Other
Farm Bureau Bank Fsbâ„– 22
Farm Bureau Member Rewards Mastercard
Receive 10,000 reward points after $500 is spent on purchases in the first 90 days1
No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Virginia Credit Unionâ„– 23
Flex Rewards Mastercard
Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!
No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate2xDining
Barclays US (Barclays Bank Delaware)â„– 24
GM Rewards™ Mastercard®
Earn 30,000 bonus points after spending $1,000 in the first 90 days of account opening.
No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Harvard Federal Credit Unionâ„– 25
Harvard Alumni World MasterCard
Mastercard issued by Harvard Federal Credit Union.
No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 26
Iberia Visa Signature® Card
Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.
AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
JPMorgan Chase Bankâ„– 27
IHG One Rewards Premier
Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
DiningGas & Fuel
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 28
IHG One Rewards Premier Business
Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.
BusinessDining
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 29
IHG One Rewards Traveler
Earn 80,000 Bonus Points after you spend $2,000 on purchases in the first 3 months from account opening.
DiningEntertainment
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 30
Ink Business Preferred®
Visa card issued by JPMorgan Chase Bank.
BusinessRewards
Annual fee$95per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 31
JetBlue Card
Mastercard issued by Barclays US (Barclays Bank Delaware).
AirlineBalance Transfer
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 32
JetBlue Plus Card
Mastercard issued by Barclays US (Barclays Bank Delaware).
AirlineBalance Transfer
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 33
Marriott Bonvoy Bold®
Earn 45,000 Bonus Points after spending $1,000 on eligible purchases within 3 months of account opening with the Marriott Bonvoy Bold® Credit Card.
HotelNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 34
Marriott Bonvoy Bountiful®
Earn 85,000 Bonus Points after you spend $4,000 in purchases in your first 3 months from your account opening.
DiningGroceries
Annual fee$250per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)â„– 35
Miles & More World Elite Mastercard
Earn 70,000 miles after you spend $4,000 in purchases and pay the annual fee in full, both within the first 90 days.
AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
Navy Federal Credit Unionâ„– 36
More Rewards American Express Card
Amex card issued by Navy Federal Credit Union.
No Annual FeeRewards
Annual fee$0per year
Top earn rate3xDining
Wescom Central Credit Unionâ„– 37
MyRewards Visa
One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months
No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
First Tech Federal Credit Unionâ„– 38
Platinum Rewards Mastercard®
Earn 10,000 bonus Rewards Points when you spend $2,000 in the first 60 days.
Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
OnPoint Community Credit Unionâ„– 39
Platinum Visa with Rewards
Get 5,000 bonus points when you spend at least $500 on your new card within the first 90 days.
PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Patelco Credit Unionâ„– 40
Points Rewards World Mastercard Credit Card
Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.
Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
Barclays US (Barclays Bank Delaware)â„– 41
RCI® Elite Rewards® World Mastercard®
Mastercard issued by Barclays US (Barclays Bank Delaware).
Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rate5xall eligible RCI purchases
First Citizens Bankâ„– 42
Rewards Business Credit Card
Get 10,000 bonus points when you spend $3,000 in the first 90 days.D
BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
SchoolsFirst Federal Credit Unionâ„– 43
Rewards Mastercard
Mastercard issued by SchoolsFirst Federal Credit Union.
No FX FeePoints
Annual feeNot confirmed
Top earn rate1.5xOther
Service Federal Credit Unionâ„– 44
Service Federal Credit Union Visa Signature Everyday Elite
Visa card issued by Service Federal Credit Union.
No FX FeeWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
OnPoint Community Credit Unionâ„– 45
Signature Visa with Rewards
Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.
No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
Bellwether Community Credit Unionâ„– 46
Smart Rewards Credit Card
Receive 5,000 points for $1,000+ spent in the first 90 days
No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
JPMorgan Chase Bankâ„– 47
Southwest Rapid Rewards® Performance Business
Visa card issued by JPMorgan Chase Bank.
AirlineBusiness
Annual fee$299per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 48
Southwest Rapid Rewards® Plus
Visa card issued by JPMorgan Chase Bank.
AirlineGas & Fuel
Annual fee$99per year
Top earn rateNot confirmed
JPMorgan Chase Bankâ„– 49
Southwest Rapid Rewards® Premier
Visa card issued by JPMorgan Chase Bank.
AirlineDining
Annual fee$149per year
Top earn rateNot confirmed
Questions
Frequently asked
What is the best welcome bonus credit card in United States?
The best welcome bonus card in United States depends on your spending and goals. We list every welcome bonus card we hold — 76 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.
How do I choose a welcome bonus credit card?
Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.
Can I combine a welcome bonus card with other cards?
Yes. Many people pair a welcome bonus card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.
How do I know these welcome bonus card details are current?
Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.