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Mastercard1/4 on file
Annual fee: issuer restricts access
SchoolsFirst Federal Credit Union · Mastercard

Rewards Mastercard

The Rewards Mastercard is a Mastercard from SchoolsFirst Federal Credit Union. SchoolsFirst Federal Credit Union's site does not let us read its terms, so we leave the annual fee blank — check it on SchoolsFirst Federal Credit Union's own site. Here is what we hold on it, and what we do not.

Top earn rate1.5xon OtherChecked schoolsfirstfcu.org
Welcome offer10,000 ptsChecked schoolsfirstfcu.org
Opens SchoolsFirst Federal Credit Union’s site

Credit union with branches in: California (74). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Rewards Mastercard, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
13.25%–17.9%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Rewards Mastercard, but not the terms that earn them — SchoolsFirst Federal Credit Union’s own page says what you need to do.

Points10,000Checked schoolsfirstfcu.org
Rewards

What it earns

Published category multipliers for the Rewards Mastercard.

CategoryEarn rateCap
Other1.5xNo cap on file
Checked schoolsfirstfcu.org
Next step

Ready to apply for the Rewards Mastercard?

You'll finish the application on SchoolsFirst Federal Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens SchoolsFirst Federal Credit Union’s site
Questions

Questions about the Rewards Mastercard

How much is the Rewards Mastercard annual fee?

We could not verify the Rewards Mastercard's annual fee, so we do not print one. Check the current annual fee on SchoolsFirst Federal Credit Union's own site before you apply.

What does the Rewards Mastercard earn?

The Rewards Mastercard earns 1.5x on other. The full table is on this page.

What network is the Rewards Mastercard on?

The Rewards Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Rewards Mastercard available in United States?

Yes — the Rewards Mastercard is issued by SchoolsFirst Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Rewards Mastercard figures last checked?

We checked its foreign transaction fee in December 2025, its purchase APR in December 2025, its earn rates in October 2026 and its welcome offer in October 2026, each against a published document. We could not verify, so we do not print: annual fee. Check them with SchoolsFirst Federal Credit Union. Terms can change without notice, so confirm the current details with SchoolsFirst Federal Credit Union before you apply.