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0% Intro Purchases

Best 0% Intro Purchase credit cards in United States

0% intro purchase credit cards in United States charge no interest on new purchases for a promotional period after you open the account.

*a card is filed here when the issuer's own page says, in a sentence about this card, that purchases carry a 0% rate for a set number of months. A menu link, a footnote or a line about another card does not count, and neither does an interest-free grace period ("up to 55 days") or a promotion at a single merchant. In the US a card is also filed here when the issuer reports a 0% introductory purchase APR in a CFPB survey period that ended within the last seven months; in Australia, when the bank's Consumer Data Right product data does. We keep each quote and its source on the card's record and re-read the source every week. When the line is gone, a card filed on it leaves this list; a source we cannot re-read stops counting after 60 days (a CFPB survey, 14 months after the period it reports). The offer can change at any time, so confirm it on the issuer's page.

34
0% Intro Purchase cards filed
The ledger

All 0% Intro Purchase cards in United States

34 cards
Blue Ridge Bank, National Association№ 1

Blue Ridge Bank, National Association Edge Consumer

Welcome bonus of $100 when you spend $1,000 on your Edge credit card in the first 90 days*.

Travel Insurance0% Intro Purchases
Annual feeNot confirmed
Top earn rateNot confirmed
Wescom Central Credit Union№ 2

Bruin Edge Visa

Make $2,500 in purchases with your new card within the first three months of account opening and you’ll earn 50,000 bonus points — enough for $500 worth of rewards, including cash back, experiences, and more!

Balance TransferWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Citadel Credit Union№ 3

Cash Rewards Mastercard

Mastercard issued by Citadel Credit Union.

Balance Transfer0% Intro Purchases
Annual feeNot confirmed
Top earn rate1.5%Other
JPMorgan Chase Bank№ 4

Chase Freedom Flex®

Mastercard issued by JPMorgan Chase Bank.

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 5

Chase Freedom Unlimited®

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.*

Balance TransferCash Back
Annual feeNot confirmed
Top earn rate5%travel purchased through Chase TravelSM
Discover Financial Services№ 6

Discover it Chrome

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual feeNot confirmed
Top earn rate2%Dining
Discover Financial Services№ 7

Discover it® Cash Back

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual fee$0per year
Top earn rateNot confirmed
Discover Financial Services№ 8

Discover it® Miles

Discover card issued by Discover Financial Services.

AirlineBalance Transfer
Annual feeNot confirmed
Top earn rate1.5xOther
Discover Financial Services№ 9

Discover it® Student Cash Back

Discover card issued by Discover Financial Services.

Cash BackNo Credit History
Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Services№ 10

Discover it® Student Chrome

Discover card issued by Discover Financial Services.

Cash BackDining
Annual feeNot confirmed
Top earn rate2%Dining
First National Bank of Omaha (FNBO / First Bankcard)№ 11

Evergreen® Business Edition® Credit Card

$200 cash bonus (20,000 points equivalent) when you spend $3,000 within the first 3 billing cycles after account is opened.2

BusinessCash Back
Annual feeNot confirmed
Top earn rate2%Other
JPMorgan Chase Bank№ 12

Ink Business Cash®

New Cardmember Bonus – $750 Cash Back: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
JPMorgan Chase Bank№ 13

Ink Business Unlimited®

Visa card issued by JPMorgan Chase Bank.

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
Discover Financial Services№ 15

NHL® Discover it® Credit Card

Discover card issued by Discover Financial Services.

Balance TransferCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
American Heritage Credit Union№ 16

Platinum Classic Mastercard

Mastercard issued by American Heritage Credit Union.

Balance TransferLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
Logix Federal Credit Union№ 17

Platinum Mastercard

Mastercard issued by Logix Federal Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
American Heritage Credit Union№ 18

Platinum Secured Mastercard

Mastercard issued by American Heritage Credit Union.

Balance TransferPremium
Annual feeNot confirmed
Top earn rateNot confirmed
JPMorgan Chase Bank№ 19

Slate®

Visa card issued by JPMorgan Chase Bank.

Balance TransferLow Interest
Annual fee$0per year
Top earn rateNot confirmed
U.S. Bank№ 22

U.S. Bank Altitude® Connect Visa Signature® Card

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Connect Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
U.S. Bank№ 23

U.S. Bank Altitude® Go Visa Signature® Card

One-time 20,000 bonus Points will be awarded if you are approved for a new U.S. Bank Altitude Go Visa Signature Card and make $1,000 or more in total eligible Net Purchases to your Account within 90 days of Account opening.

Balance TransferDining
Annual feeNot confirmed
Top earn rateNot confirmed
U.S. Bank№ 26

U.S. Bank Business Shield® Visa® Card

Visa card issued by U.S. Bank.

Balance TransferBusiness
Annual feeNot confirmed
Top earn rate5%prepaid airfare, car and hotel reservations purchased in the Travel Center
U.S. Bank№ 28

U.S. Bank Shield® Visa® Card

Visa card issued by U.S. Bank.

Balance TransferLow Interest
Annual feeNot confirmed
Top earn rate4%prepaid air, car and hotel reservations in the Travel Center
JPMorgan Chase Bank№ 31

United Gateway℠ Card

Visa card issued by JPMorgan Chase Bank.

AirlineGas & Fuel
Annual feeNot confirmed
Top earn rateNot confirmed
Wells Fargo№ 32

Wells Fargo Autograph® Card

Visa card issued by Wells Fargo.

DiningEntertainment
Annual fee$0per year
Top earn rateNot confirmed
Wells Fargo№ 33

Wells Fargo Reflect® Card

Visa card issued by Wells Fargo.

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Logix Federal Credit Union№ 34

World Rewards Mastercard

Earn valuable rewards on every purchase! Spend $2,500 in purchases on your World Rewards Mastercard in the first 90 days, and get 10,000 bonus points† - that's $100 cash back!

Travel InsuranceWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
Questions

Frequently asked

What is the best 0% intro purchase credit card in United States?

The best 0% intro purchase card in United States depends on your spending and goals. We list every 0% intro purchase card we hold — 34 in total — with the issuer's published fees, networks, and welcome offers, so you can compare on the facts rather than the marketing.

How do I choose a 0% intro purchase credit card?

Compare the annual fee against the value you will actually use, check the network and any welcome offer, and weigh it against your top spending categories. Open any card below for the full breakdown, or use the Compare tool to line up two or three side by side.

Can I combine a 0% intro purchase card with other cards?

Yes. Many people pair a 0% intro purchase card with a complementary card so each handles the categories it earns most on. Holding cards from different issuers is common and can raise your overall rewards.

How do I know these 0% intro purchase card details are current?

Each card's review page marks every figure it prints: “Checked” with the month (and a link to the published document where we hold its address), or “Not yet checked” with the issuer where no check is on record — and a card with any unchecked figure says so at the top. A figure the issuer's pages we checked do not state, or that sits behind a site that blocks automated reading, is left blank and marked “Not published by the issuer where we checked” or “Issuer restricts access — check their site”. The date beside “Annual fee checked” covers the annual fee only. Terms change without notice, so confirm the current fee and offer on the issuer's own page before you apply.