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Visa1/4 on file
Annual fee: issuer restricts access
U.S. Bank · Visa

U.S. Bank Smartly™ Visa Signature® Card

Balance TransferCash BackRewards0% Intro Purchases

The U.S. Bank Smartly™ Visa Signature® Card is a Visa card from U.S. Bank. U.S. Bank's site does not let us read its terms, so we leave the annual fee blank — check it on U.S. Bank's own site. Here is what we hold on it, and what we do not.

Top earn rate2%on OtherChecked usbank.com
Apply on U.S. BankCompare this card
Opens U.S. Bank’s site

Bank with branches in: California (561), Ohio (158), Illinois (152), Washington (133), Missouri (127), Oregon (114), Minnesota (103), Colorado (99) and 21 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the U.S. Bank Smartly™ Visa Signature® Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedIssuer restricts access — check their site
Purchase APR
Not confirmedIssuer restricts access — check their site
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the U.S. Bank Smartly™ Visa Signature® Card. That may mean there isn’t one, or simply that we have not recorded it — U.S. Bank’s own page is the place to check.

Issuer restricts access — check their site
Rewards

What it earns

Published category multipliers for the U.S. Bank Smartly™ Visa Signature® Card.

CategoryEarn rateCap
Other2%No cap on file
Checked usbank.com
Next step

Ready to apply for the U.S. Bank Smartly™ Visa Signature® Card?

You'll finish the application on U.S. Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens U.S. Bank’s site
Questions

Questions about the U.S. Bank Smartly™ Visa Signature® Card

How much is the U.S. Bank Smartly™ Visa Signature® Card annual fee?

We could not verify the U.S. Bank Smartly™ Visa Signature® Card's annual fee, so we do not print one. Check the current annual fee on U.S. Bank's own site before you apply.

What does the U.S. Bank Smartly™ Visa Signature® Card earn?

The U.S. Bank Smartly™ Visa Signature® Card earns 2% on other. The full table is on this page.

What network is the U.S. Bank Smartly™ Visa Signature® Card on?

The U.S. Bank Smartly™ Visa Signature® Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the U.S. Bank Smartly™ Visa Signature® Card available in United States?

Yes — the U.S. Bank Smartly™ Visa Signature® Card is issued by U.S. Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the U.S. Bank Smartly™ Visa Signature® Card figures last checked?

We checked its earn rates in October 2026, against a published document. U.S. Bank's site restricts access, so we could not check: foreign transaction fee, purchase APR and welcome offer. We could not verify, so we do not print: annual fee. Check them with U.S. Bank. Terms can change without notice, so confirm the current details with U.S. Bank before you apply.