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State · US-MN

Credit cards in Minnesota

Every card we hold for the United States that our records do not limit to another part of the country, with cards limited to Minnesota and issuers our Minnesota research names listed first.

*every note about Minnesota on this page quotes the page it came from, with the date we read it.

949
cards in the United States catalogue not limited elsewhere
7
regional issuers with branches here
1
sourced note
Minnesota, sourced

What is different about Minnesota

Each note is taken from the page shown under it. Rules change, so the date we read the page is printed beside it.

Market

U.S. Bancorp (stylized as us bancorp) is an American multinational banking institution headquartered in Minneapolis, Minnesota, and incorporated in Delaware.

7 regional networks

Card issuers with branches in Minnesota

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

Huntington Bank

61 branches in Minnesota

FDIC BankFind lists 61 full-service offices of "The Huntington National Bank" (CERT 6560) in Minnesota, out of 1,407 full-service offices in 21 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Huntington Bank · 7 on file

Huntington BankMastercard

Huntington Cashback Credit Card

Mastercard issued by Huntington Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Huntington BankMastercard

Huntington Secured Credit Card

Mastercard issued by Huntington Bank.

Credit BuildingNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

BMO (Bank of Montreal US / BMO Harris)

35 branches in Minnesota

FDIC BankFind lists 35 full-service offices of "BMO Bank National Association" (CERT 16571) in Minnesota, out of 957 full-service offices in 22 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Platinum Rewards Credit Card

Get 15,000 bonus points when you spend $1,500 within 3 months of opening your account.

Gas & FuelGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Wings Financial Credit Union

26 branches in Minnesota

NCUA's 2026-06 call-report branch file lists 26 offices with member services of "WINGS" (charter 68671) in Minnesota, out of 89 offices with member services in 6 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Wings Financial Credit Union · 1 on file

Wings Financial Credit UnionVisa

Wings Visa Platinum Credit Card

Visa card issued by Wings Financial Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Associated Healthcare Credit Union

5 branches in Minnesota

NCUA's 2026-06 call-report branch file lists 5 offices with member services of "ASSOCIATED HEALTHCARE" (charter 60466) in Minnesota, out of 5 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Associated Healthcare Credit Union · 2 on file

Associated Healthcare Credit UnionCard

Associated Healthcare Credit Union Premier

Credit card issued by Associated Healthcare Credit Union.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Novation Credit Union

4 branches in Minnesota

NCUA's 2026-06 call-report branch file lists 4 offices with member services of "NOVATION" (charter 65063) in Minnesota, out of 4 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Novation Credit Union · 1 on file

Novation Credit UnionCard

Novation Credit Union Platinum

Credit card issued by Novation Credit Union.

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

Genisys Credit Union

3 branches in Minnesota

NCUA's 2026-06 call-report branch file lists 3 offices with member services of "GENISYS" (charter 68536) in Minnesota, out of 34 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Genisys Credit Union · 2 on file

Genisys Credit UnionMastercard

Genisys Credit Rewards Mastercard

Mastercard issued by Genisys Credit Union.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate1xOther
Genisys Credit UnionMastercard

Genisys Platinum Credit Mastercard

Mastercard issued by Genisys Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Smw Financial Credit Union

2 branches in Minnesota

NCUA's 2026-06 call-report branch file lists 2 offices with member services of "SMW FINANCIAL" (charter 68676) in Minnesota, out of 2 offices with member services in 1 state.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Smw Financial Credit Union · 1 on file

Smw Financial Credit UnionVisa

Smw Financial Credit Union Visa Platinum

Visa card issued by Smw Financial Credit Union.

Low InterestPremium
Annual feeNot confirmed
Top earn rate1xNot yet checked with Smw Financial Credit UnionOther
National network

Wells Fargo

120 branches in Minnesota

FDIC BankFind lists 120 full-service offices of "Wells Fargo Bank, National Association" (CERT 3511) in Minnesota, out of 4,064 full-service offices in 37 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Wells Fargo · 11 on file

Wells FargoMastercard

Signify Business Cash® Card

Mastercard issued by Wells Fargo.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

U.S. Bank

103 branches in Minnesota

FDIC BankFind lists 103 full-service offices of "U.S. Bank National Association" (CERT 6548) in Minnesota, out of 2,075 full-service offices in 29 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

U.S. Bank · 19 on file

U.S. BankVisa

State Farm Premier Cash Rewards Visa Signature® Card

Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%insurance premium payments
National network

JPMorgan Chase Bank

47 branches in Minnesota

FDIC BankFind lists 47 full-service offices of "JPMorgan Chase Bank, National Association" (CERT 628) in Minnesota, out of 5,145 full-service offices in 49 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

JPMorgan Chase Bank · 42 on file

JPMorgan Chase BankVisa

Chase Sapphire Preferred® Card

New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.

No FX FeeRewards
Annual fee$95per year
Top earn rate5xChase Travel
JPMorgan Chase BankVisa

Chase Sapphire Reserve®

New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

Lounge AccessPremium
Annual fee$795per year
Top earn rate8xall purchases through Chase Travel, including The EditSM
JPMorgan Chase BankVisa

Iberia Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
National network

Bank of America

23 branches in Minnesota

FDIC BankFind lists 23 full-service offices of "Bank of America, National Association" (CERT 3510) in Minnesota, out of 3,523 full-service offices in 39 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Bank of America · 29 on file

Bank of AmericaVisa

BankAmericard® Credit Card

Visa card issued by Bank of America.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
The ledger

Other cards in the United States

Showing 24 of 827
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
Barclays US (Barclays Bank Delaware)Mastercard

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
Barclays US (Barclays Bank Delaware)Mastercard

Athleta Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Athleta

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Barclays US (Barclays Bank Delaware)Mastercard

Banana Republic Encore Mastercard®

Receive 20% off your first purchase with your new card at Banana Republic

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Capital OneVisa

Capital One VentureOne Rewards

Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate5xhotels, vacation rentals and rental cars booked through Capital One Travel
Virginia Credit UnionMastercard

Flex Rewards Mastercard

Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate2xDining
Barclays US (Barclays Bank Delaware)Mastercard

Gap Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Gap

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Barclays US (Barclays Bank Delaware)Mastercard

Old Navy Encore Mastercard®

Welcome bonus | Receive 30% off your first purchase with your new card at Old Navy

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Patelco Credit UnionMastercard

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
OnPoint Community Credit UnionVisa

Signature Visa with Rewards

Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
Bellwether Community Credit UnionCard

Smart Rewards Credit Card

Receive 5,000 points for $1,000+ spent in the first 90 days

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
Trugrocer Federal Credit UnionVisa

TruGrocer VISA Rewards Credit Card

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate3xGroceries
Truist BankVisa

Truist Enjoy Beyond

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

No FX FeePremium
Annual fee$95per year
Top earn rate3xFlights
First National Bank of Omaha (FNBO / First Bankcard)Visa

Universal Rewards Visa Signature® Card

Earn $150 as a Statement Credit** when you spend $250 within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.

No Annual FeeRewards
Annual fee$0per year
Top earn rate2xqualifying Universal Purchases
Fairwinds Credit UnionVisa

Visa Signature Credit Card

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

No FX FeeWelcome Bonus
Annual fee$95per year
Top earn rate5xtheme park tickets
Tower Federal Credit UnionMastercard

World Mastercard

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5%Not yet checked with Tower Federal Credit UnionOther
Coastal Community BankVisa

Aven Bitcoin Visa Card

Visa card issued by Coastal Community Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Coastal Community BankVisa

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
BECU (Boeing Employees Credit Union)Visa

BECU Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
Bilt RewardsMastercard

Bilt Blue Card

$100 of Bilt Cash when you apply and get approved

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed

The full United States catalogue →

Questions

Minnesota: the short answers

What else is different about the card market in Minnesota?

U.S. Bancorp (stylized as us bancorp) is an American multinational banking institution headquartered in Minneapolis, Minnesota, and incorporated in Delaware. (Source: Wikipedia — U.S. Bancorp.)

Which card issuers have branches in Minnesota?

Regional issuers in our catalogue with branches in Minnesota, with their branch count: Huntington Bank (61), BMO (Bank of Montreal US / BMO Harris) (35), Wings Financial Credit Union (26), Associated Healthcare Credit Union (5), Novation Credit Union (4), Genisys Credit Union (3), Smw Financial Credit Union (2). A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)