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Visa0/4 on file
Annual fee: issuer restricts access
JPMorgan Chase Bank · Visa

United Gateway℠ Card

AirlineGas & FuelRewardsTransitTravel Insurance0% Intro Purchases

The United Gateway℠ Card is a Visa card from JPMorgan Chase Bank. JPMorgan Chase Bank's site does not let us read its terms, so we leave the annual fee blank — check it on JPMorgan Chase Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: purchase APR (Dec 2025). Not yet checked with JPMorgan Chase Bank: credit requirement. JPMorgan Chase Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the United Gateway℠ Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
19.74%–28.24%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with JPMorgan Chase Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the United Gateway℠ Card. That may mean there isn’t one, or simply that we have not recorded it — JPMorgan Chase Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the United Gateway℠ Card. Rather than print a multiplier we cannot source, this stays blank until JPMorgan Chase Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 2 miles per $1 on United purchases, gas stations, and local transit/commuting
  • 10,000 bonus miles after adding an authorized user within first 3 months
  • Discounted Award Flight pricing after $10,000 calendar year spend
  • Two checked bag certificates after $10,000 calendar year spend
  • 25% back on United inflight food, beverage, and Wi-Fi purchases, and United Club premium drinks
  • Chase Pay Over Time access
  • Concierge service
Next step

Ready to apply for the United Gateway℠ Card?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the United Gateway℠ Card

How much is the United Gateway℠ Card annual fee?

We could not verify the United Gateway℠ Card's annual fee, so we do not print one. Check the current annual fee on JPMorgan Chase Bank's own site before you apply.

What does the United Gateway℠ Card earn?

We could not verify the United Gateway℠ Card's earn rates, so we do not print a multiplier. Check them on JPMorgan Chase Bank's own site.

What network is the United Gateway℠ Card on?

The United Gateway℠ Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the United Gateway℠ Card available in United States?

Yes — the United Gateway℠ Card is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the United Gateway℠ Card figures last checked?

We checked its purchase APR in December 2025, against a published document. Not yet checked with JPMorgan Chase Bank: credit requirement. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.