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Mastercard4/4 on file
✓ Annual fee checked
Tower Federal Credit Union · Mastercard

World Mastercard

No Annual FeeWelcome Bonus

The World Mastercard is a Mastercard from Tower Federal Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), purchase APR (Oct 2026), welcome offer (Sep 2026). Not yet checked with Tower Federal Credit Union: earn rates. Tower Federal Credit Union’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked towerfcu.org
Top earn rate1.5%on OtherNot yet checked with Tower Federal Credit Union
Welcome offer10,000 ptsChecked towerfcu.org
Browse other cardsNo application link on file · apply through Tower Federal Credit Union directly

Credit union with branches in: Maryland (17). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the World Mastercard, exactly as recorded.

Annual fee
$0Checked towerfcu.org
Supplementary card
Not confirmed
Foreign transaction
Not confirmed
Purchase APR
14.49%–17.99%Checked towerfcu.org
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

Checked towerfcu.org
Points10,000Checked towerfcu.org
Min. spend$1,000within 90 daysChecked towerfcu.org
Rewards

What it earns

Published category multipliers for the World Mastercard.

CategoryEarn rateCap
Other1.5%No cap on file
Not yet checked with Tower Federal Credit Union
Next step

Ready to apply for the World Mastercard?

We hold no application link for this card. Tower Federal Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the World Mastercard

How much is the World Mastercard annual fee?

The World Mastercard has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the World Mastercard earn?

The World Mastercard earns 1.5% on other. The full table is on this page. We have not yet checked these rates with Tower Federal Credit Union.

What network is the World Mastercard on?

The World Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the World Mastercard available in United States?

Yes — the World Mastercard is issued by Tower Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the World Mastercard figures last checked?

We checked its annual fee in October 2026, its purchase APR in October 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Tower Federal Credit Union: earn rates. Terms can change without notice, so confirm the current details with Tower Federal Credit Union before you apply.