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Barclays US (Barclays Bank Delaware) · Mastercard
Athleta Encore Mastercard®
The Athleta Encore Mastercard® is a Mastercard from Barclays US (Barclays Bank Delaware) with an annual fee of $0. Here is what we hold on it, and what we do not.
Welcome offerSee offer below
Opens Barclays US (Barclays Bank Delaware)’s site
Bank with branches in: Delaware (1). Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
Ledger entry
The receipt
Every cost line we hold for the Athleta Encore Mastercard®, exactly as recorded.
- Annual fee
- $0Checked cards.barclaycardus.com
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- 33.24%Checked cards.barclaycardus.com
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- Not confirmed
Sign-up
The welcome offer
Welcome bonus | Receive 20% off your first purchase with your new card at Athleta
Checked cards.barclaycardus.comRewards
What it earns
Published category multipliers for the Athleta Encore Mastercard®.
| Category | Earn rate | Cap |
|---|---|---|
| Gap Inc. family of brands | 5x | No cap on file |
| all eligible retail apparel brands | 3x | No cap on file |
| Other | 1x | No cap on file |
Included
Perks & benefits
Card benefits
- 25% discount on first purchase at Athleta
- Special events, discounts, and other top perks
- Redeem points for exclusive products, offers, and experiences
- Complimentary FICO Credit Score access
- Apple Pay and Google Pay support
- $0 fraud liability for unauthorized charges
Next step
Ready to apply for the Athleta Encore Mastercard®?
You'll finish the application on Barclays US (Barclays Bank Delaware)'s own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens Barclays US (Barclays Bank Delaware)’s site
Questions
Questions about the Athleta Encore Mastercard®
How much is the Athleta Encore Mastercard® annual fee?
The Athleta Encore Mastercard® has an annual fee of $0. Weigh that against the rewards and perks you will actually use.
What does the Athleta Encore Mastercard® earn?
The Athleta Encore Mastercard® earns 5x on Gap Inc. family of brands, plus published rates on 2 other categories. The full table is on this page.
What network is the Athleta Encore Mastercard® on?
The Athleta Encore Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.
Is the Athleta Encore Mastercard® available in United States?
Yes — the Athleta Encore Mastercard® is issued by Barclays US (Barclays Bank Delaware) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.
When were the Athleta Encore Mastercard® figures last checked?
We checked its annual fee in September 2026, its purchase APR in September 2026, its earn rates in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee. Check them with Barclays US (Barclays Bank Delaware). Terms can change without notice, so confirm the current details with Barclays US (Barclays Bank Delaware) before you apply.