Skip to content
Mastercard0/4 on file
Annual fee: issuer restricts access
BMO (Bank of Montreal US / BMO Harris) · Mastercard

BMO Business Platinum Credit Card

BusinessPremium

The BMO Business Platinum Credit Card is a Mastercard from BMO (Bank of Montreal US / BMO Harris). BMO (Bank of Montreal US / BMO Harris)'s site does not let us read its terms, so we leave the annual fee blank — check it on BMO (Bank of Montreal US / BMO Harris)'s own site. Here is what we hold on it, and what we do not.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on BMO (Bank of Montreal US / BMO Harris)Compare this card
Opens BMO (Bank of Montreal US / BMO Harris)’s site

Bank with branches in: California (223), Illinois (170), Wisconsin (139), Colorado (68), Arizona (59), Indiana (46), Minnesota (35), Nebraska (28) and 14 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the BMO Business Platinum Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
15.49%–24.49%Checked bmo.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO Business Platinum Credit Card. That may mean there isn’t one, or simply that we have not recorded it — BMO (Bank of Montreal US / BMO Harris)’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO Business Platinum Credit Card. Rather than print a multiplier we cannot source, this stays blank until BMO (Bank of Montreal US / BMO Harris)’s own terms give us one.

Not published by the issuer where we checked ()
Included

Perks & benefits

Card benefits

  • Discounts on QuickBooks & TurboTax
  • Identity theft protection and credit bureau notifications
  • Extended warranty (double original manufacturer's warranty up to 1 year)
  • Purchase protection against damage or theft within 90 days
  • Zero liability protection for unauthorized purchases
  • Rental car collision/damage coverage
  • Mastercard Global Service (24/7 assistance)
  • Priceless Cities exclusive offers and experiences
  • Mastercard Easy Savings program (1%-25% rebates at participating merchants)
  • Apple Pay, Google Pay, and Samsung Pay compatibility
Next step

Ready to apply for the BMO Business Platinum Credit Card?

You'll finish the application on BMO (Bank of Montreal US / BMO Harris)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO (Bank of Montreal US / BMO Harris)’s site
Questions

Questions about the BMO Business Platinum Credit Card

How much is the BMO Business Platinum Credit Card annual fee?

We could not verify the BMO Business Platinum Credit Card's annual fee, so we do not print one. Check the current annual fee on BMO (Bank of Montreal US / BMO Harris)'s own site before you apply.

What does the BMO Business Platinum Credit Card earn?

BMO (Bank of Montreal US / BMO Harris) does not publish category earn rates for the BMO Business Platinum Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the BMO Business Platinum Credit Card on?

The BMO Business Platinum Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO Business Platinum Credit Card available in United States?

Yes — the BMO Business Platinum Credit Card is issued by BMO (Bank of Montreal US / BMO Harris) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the BMO Business Platinum Credit Card figures last checked?

We checked its purchase APR in September 2026, against a published document. Not published by BMO (Bank of Montreal US / BMO Harris) where we checked: foreign transaction fee, earn rates and welcome offer. We could not verify, so we do not print: annual fee. Check them with BMO (Bank of Montreal US / BMO Harris). Terms can change without notice, so confirm the current details with BMO (Bank of Montreal US / BMO Harris) before you apply.