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Visa4/4 on file
✓ Annual fee checked
Truist Bank · Visa

Truist Enjoy Beyond

No FX FeePremiumRewardsTravel

The Truist Enjoy Beyond is a Visa card from Truist Bank with an annual fee of $95. Here is what we hold on it, and what we do not.

Annual fee$95per yearChecked truist.com
Top earn rate3xon FlightsChecked truist.com
Welcome offerSee offer below
Apply on Truist BankCompare this card
Opens Truist Bank’s site

Bank with branches in: Florida (435), North Carolina (273), Virginia (259), Georgia (202), Maryland (136), Pennsylvania (133), Tennessee (96), Texas (96) and 10 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Truist Enjoy Beyond, exactly as recorded.

Annual fee
$95Checked truist.com
Supplementary card
Not confirmed
Foreign transaction
NoneChecked truist.com
Purchase APR
18.74%–27.74%Checked truist.com
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

Checked truist.com
Rewards

What it earns

Published category multipliers for the Truist Enjoy Beyond.

CategoryEarn rateCap
Flights3xNo cap on file
Hotels3xNo cap on file
car rentals3xNo cap on file
Dining2xNo cap on file
Other1xNo cap on file
Checked truist.com
Next step

Ready to apply for the Truist Enjoy Beyond?

You'll finish the application on Truist Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Truist Bank’s site
Questions

Questions about the Truist Enjoy Beyond

How much is the Truist Enjoy Beyond annual fee?

The Truist Enjoy Beyond has an annual fee of $95. Weigh that against the rewards and perks you will actually use.

What does the Truist Enjoy Beyond earn?

The Truist Enjoy Beyond earns 3x on flights, plus published rates on 4 other categories. The full table is on this page.

What network is the Truist Enjoy Beyond on?

The Truist Enjoy Beyond runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Truist Enjoy Beyond available in United States?

Yes — the Truist Enjoy Beyond is issued by Truist Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Truist Enjoy Beyond figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in October 2026, its purchase APR in October 2026, its earn rates in October 2026 and its welcome offer in October 2026, each against a published document. Terms can change without notice, so confirm the current details with Truist Bank before you apply.