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Mastercard0/4 on file
Annual fee: issuer restricts access
Wells Fargo · Mastercard

One Key™ Card

DiningGas & FuelGroceriesHotelRewardsTravelTravel Insurance

The One Key™ Card is a Mastercard from Wells Fargo. Wells Fargo's site does not let us read its terms, so we leave the annual fee blank — check it on Wells Fargo's own site. Here is what we hold on it, and what we do not.

Apply on Wells FargoCompare this card
Opens Wells Fargo’s site

Bank with branches in: California (753), Florida (452), Texas (446), North Carolina (198), New Jersey (194), Georgia (178), Virginia (174), Pennsylvania (166) and 29 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the One Key™ Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedIssuer restricts access — check their site
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the One Key™ Card. That may mean there isn’t one, or simply that we have not recorded it — Wells Fargo’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the One Key™ Card. Rather than print a multiplier we cannot source, this stays blank until Wells Fargo’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Cellular Telephone Protection up to $1,000 (subject to $25 deductible)
  • Trip Cancellation and Interruption Protection
  • Auto Rental Collision Damage Waiver up to $50,000
  • Travel Accident Insurance up to $1,000,000
  • Automatic Silver tier with 15%+ savings on 10,000+ hotels
  • Gold tier unlock at $15,000 annual spend
Next step

Ready to apply for the One Key™ Card?

You'll finish the application on Wells Fargo's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Wells Fargo’s site
Questions

Questions about the One Key™ Card

How much is the One Key™ Card annual fee?

We could not verify the One Key™ Card's annual fee, so we do not print one. Check the current annual fee on Wells Fargo's own site before you apply.

What does the One Key™ Card earn?

We could not verify the One Key™ Card's earn rates, so we do not print a multiplier. Check them on Wells Fargo's own site.

What network is the One Key™ Card on?

The One Key™ Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the One Key™ Card available in United States?

Yes — the One Key™ Card is issued by Wells Fargo and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this One Key™ Card information?

No figure we hold for the One Key™ Card has been checked against a published document yet, so we show no check date. Wells Fargo's site restricts access, so we could not check: purchase APR. We could not verify, so we do not print: annual fee, foreign transaction fee, earn rates and welcome offer. Check them with Wells Fargo. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with Wells Fargo before you apply.