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✓ Annual fee checked
JPMorgan Chase Bank · Visa

Southwest Rapid Rewards® Plus

AirlineGas & FuelGroceriesNo FX FeeRewardsTravel InsuranceWelcome Bonus

The Southwest Rapid Rewards® Plus is a Visa card from JPMorgan Chase Bank with an annual fee of $99. Here is what we hold on it, and what we do not.

Annual fee$99per yearChecked creditcards.chase.com
Welcome offer50,000 ptsChecked creditcards.chase.com
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Southwest Rapid Rewards® Plus, exactly as recorded.

Annual fee
$99Checked creditcards.chase.com
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Southwest Rapid Rewards® Plus, but not the terms that earn them — JPMorgan Chase Bank’s own page says what you need to do.

Points50,000Checked creditcards.chase.com
Min. spend$1,000within 90 daysChecked creditcards.chase.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Southwest Rapid Rewards® Plus. Rather than print a multiplier we cannot source, this stays blank until JPMorgan Chase Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • First checked bag free
  • 3,000 anniversary points each year
  • Lost Luggage Reimbursement up to $3,000 per covered traveler
  • Baggage Delay Insurance up to $100/day for 3 days
  • One-year complimentary DashPass (DoorDash/Caviar)
  • Up to $120 in Instacart credits annually
  • 2X points on Lyft purchases through 12/31/2027
  • Chase Pay Over Time payment plan option
Next step

Ready to apply for the Southwest Rapid Rewards® Plus?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the Southwest Rapid Rewards® Plus

How much is the Southwest Rapid Rewards® Plus annual fee?

The Southwest Rapid Rewards® Plus has an annual fee of $99. Weigh that against the rewards and perks you will actually use.

What does the Southwest Rapid Rewards® Plus earn?

We could not verify the Southwest Rapid Rewards® Plus's earn rates, so we do not print a multiplier. Check them on JPMorgan Chase Bank's own site.

What network is the Southwest Rapid Rewards® Plus on?

The Southwest Rapid Rewards® Plus runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Southwest Rapid Rewards® Plus available in United States?

Yes — the Southwest Rapid Rewards® Plus is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Southwest Rapid Rewards® Plus figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in December 2025 and its welcome offer in October 2026, each against a published document. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.