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Mastercard2/4 on file
✓ Annual fee checked
JPMorgan Chase Bank · Mastercard

Chase Freedom Flex®

Balance TransferCash BackDiningNo Annual FeeRewardsTravelTravel Insurance0% Intro Purchases

The Chase Freedom Flex® is a Mastercard from JPMorgan Chase Bank with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Dec 2025), welcome offer (Oct 2026). Not yet checked with JPMorgan Chase Bank: credit requirement. JPMorgan Chase Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked creditcards.chase.com
Welcome offer$250estimated valueChecked creditcards.chase.com
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Chase Freedom Flex®, exactly as recorded.

Annual fee
$0Checked creditcards.chase.com
Supplementary card
Not confirmed
Foreign transaction
3%Checked files.consumerfinance.gov
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
GoodNot yet checked with JPMorgan Chase Bank
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Chase Freedom Flex®, but not the terms that earn them — JPMorgan Chase Bank’s own page says what you need to do.

Est. value$250Checked creditcards.chase.com
Min. spend$500Checked creditcards.chase.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Chase Freedom Flex®. Rather than print a multiplier we cannot source, this stays blank until JPMorgan Chase Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Zero Liability Protection
  • Purchase Protection (120 days, up to $500 per item)
  • Extended Warranty Protection
  • Trip Cancellation and Interruption Insurance
  • 24/7 Fraud Monitoring
  • Auto Rental Coverage
  • Travel and Emergency Assistance
  • 6 months complimentary DashPass membership
  • 2% cash back on Lyft rides through Sept 2027
  • Chase Pay Over Time option
Next step

Ready to apply for the Chase Freedom Flex®?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the Chase Freedom Flex®

How much is the Chase Freedom Flex® annual fee?

The Chase Freedom Flex® has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Chase Freedom Flex® earn?

We could not verify the Chase Freedom Flex®'s earn rates, so we do not print a multiplier. Check them on JPMorgan Chase Bank's own site.

What network is the Chase Freedom Flex® on?

The Chase Freedom Flex® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Chase Freedom Flex® available in United States?

Yes — the Chase Freedom Flex® is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Chase Freedom Flex® figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in December 2025 and its welcome offer in October 2026, each against a published document. Not yet checked with JPMorgan Chase Bank: credit requirement. We could not verify, so we do not print: purchase APR, earn rates and welcome offer. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.