Visa4/4 on file
✓ Annual fee checked
OnPoint Community Credit Union · Visa
Signature Visa with Rewards
The Signature Visa with Rewards is a Visa card from OnPoint Community Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.
Opens OnPoint Community Credit Union’s site
Credit union with branches in: Oregon (52), Washington (8). Where it has branches is not a rule on who may apply.
Source: NCUA call report (ncua.gov) · read Oct 7, 2026
Ledger entry
The receipt
Every cost line we hold for the Signature Visa with Rewards, exactly as recorded.
- Annual fee
- $0Checked onpointcu.com
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- 13.5%–24%Checked onpointcu.com
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- Not confirmed
Sign-up
The welcome offer
Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.
Checked onpointcu.comRewards
What it earns
Published category multipliers for the Signature Visa with Rewards.
| Category | Earn rate | Cap |
|---|---|---|
| Travel | 3x | No cap on file |
| Dining | 2x | No cap on file |
| Other | 1.25x | No cap on file |
Next step
Ready to apply for the Signature Visa with Rewards?
You'll finish the application on OnPoint Community Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.
Apply nowOpens OnPoint Community Credit Union’s site
Questions
Questions about the Signature Visa with Rewards
How much is the Signature Visa with Rewards annual fee?
The Signature Visa with Rewards has an annual fee of $0. Weigh that against the rewards and perks you will actually use.
What does the Signature Visa with Rewards earn?
The Signature Visa with Rewards earns 3x on travel, plus published rates on 2 other categories. The full table is on this page.
What network is the Signature Visa with Rewards on?
The Signature Visa with Rewards runs on the Visa network, which determines where it is accepted and which network-level benefits apply.
Is the Signature Visa with Rewards available in United States?
Yes — the Signature Visa with Rewards is issued by OnPoint Community Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.
When were the Signature Visa with Rewards figures last checked?
We checked its annual fee in October 2026, its purchase APR in September 2026, its earn rates in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee. Check them with OnPoint Community Credit Union. Terms can change without notice, so confirm the current details with OnPoint Community Credit Union before you apply.