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State · US-WA

Credit cards in Washington

Every card we hold for the United States that our records do not limit to another part of the country, with cards limited to Washington and issuers our Washington research names listed first.

*every note about Washington on this page quotes the page it came from, with the date we read it.

949
cards in the United States catalogue not limited elsewhere
6
from regional issuers
10
regional issuers with branches here
1
sourced note
Regional first

Issuers our Washington notes name

An issuer is marked regional only where the line quoted from its source ties who may join, or where it operates, to Washington. Being based or big here is not that: an issuer named for its headquarters or size may lend nationwide, and its own page states who can apply.

BECU (Boeing Employees' Credit Union), headquartered in Tukwila, WA, is the largest credit union in Washington state

“Boeing Employees’ Credit Union (BECU) is the fifth-largest credit union in the U.S. and the largest credit union in Washington state.”
“Headquarters: Tukwila, Washington”
“Membership is currently open to those who live, work or go to school in Washington state, but residents of select counties in Oregon, Idaho and South Carolina, and those who are affiliated with partner companies and organizations are also eligible.”
  • Source: Bankrate (bankrate.com) · read Sep 23, 2026

BECU (Boeing Employees Credit Union) · 6 on file · regional: membership or reach tied to Washington in the line quoted

BECU (Boeing Employees Credit Union)Visa

BECU Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
BECU (Boeing Employees Credit Union)Visa

Secured Low Rate Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Credit BuildingLow Interest
Annual fee$0per year
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)Visa

BECU Business Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

BusinessCash Back
Annual feeNot confirmed
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)Visa

BECU Business Low Rate Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

BusinessLow Interest
Annual feeNot confirmed
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)Visa

BECU Low Rate Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

Low InterestNo FX Fee
Annual feeNot confirmed
Top earn rateNot confirmed
BECU (Boeing Employees Credit Union)Visa

Secured Cash Back Credit Card

Visa card issued by BECU (Boeing Employees Credit Union).

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
9 regional networks

Card issuers with branches in Washington

Where these issuers have branches, as the regulator's register lists them, with the date we read it. A branch here is not a limit on who may apply — many of these cards are open nationwide — and having no branch here does not rule a card out. The issuer's own page says who can apply. "Regional" means a branch network in at most half the country.

Regional network

KeyBank

139 branches in Washington

FDIC BankFind lists 139 full-service offices of "KeyBank National Association" (CERT 17534) in Washington, out of 940 full-service offices in 16 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

KeyBank · 7 on file

KeyBankMastercard

Key Cashback® Credit Card

Mastercard issued by KeyBank.

Cash Back
Annual feeNot confirmed
Top earn rateNot confirmed
KeyBankMastercard

Key Secured Credit Card®

Mastercard issued by KeyBank.

SecuredCredit Building
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Iq Credit Union

21 branches in Washington

NCUA's 2026-06 call-report branch file lists 21 offices with member services of "IQ" (charter 60438) in Washington, out of 25 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Iq Credit Union · 1 on file

Regional network

Red Canoe Credit Union

11 branches in Washington

NCUA's 2026-06 call-report branch file lists 11 offices with member services of "RED CANOE" (charter 68196) in Washington, out of 12 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Red Canoe Credit Union · 1 on file

Regional network

Idaho Central Credit Union

10 branches in Washington

NCUA's 2026-06 call-report branch file lists 10 offices with member services of "IDAHO CENTRAL" (charter 63194) in Washington, out of 64 offices with member services in 3 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Idaho Central Credit Union · 1 on file

Regional network

BMO (Bank of Montreal US / BMO Harris)

8 branches in Washington

FDIC BankFind lists 8 full-service offices of "BMO Bank National Association" (CERT 16571) in Washington, out of 957 full-service offices in 22 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

BMO (Bank of Montreal US / BMO Harris) · 7 on file

BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Business Platinum Rewards Mastercard

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Platinum Credit Card

Mastercard issued by BMO (Bank of Montreal US / BMO Harris).

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
BMO (Bank of Montreal US / BMO Harris)Mastercard

BMO Platinum Rewards Credit Card

Get 15,000 bonus points when you spend $1,500 within 3 months of opening your account.

Gas & FuelGroceries
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

OnPoint Community Credit Union

8 branches in Washington

NCUA's 2026-06 call-report branch file lists 8 offices with member services of "ONPOINT COMMUNITY" (charter 62745) in Washington, out of 60 offices with member services in 2 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

OnPoint Community Credit Union · 4 on file

OnPoint Community Credit UnionVisa

Signature Visa with Rewards

Get 10,000 bonus points when you spend at least $1,000 on your new card within the first 90 days.

No Annual FeeTravel Insurance
Annual fee$0per year
Top earn rate3xTravel
OnPoint Community Credit UnionVisa

Platinum Visa with Rewards

Get 5,000 bonus points when you spend at least $500 on your new card within the first 90 days.

PremiumWelcome Bonus
Annual feeNot confirmed
Top earn rateNot confirmed
OnPoint Community Credit UnionVisa

Signature Visa with Cash Back Rewards

Visa card issued by OnPoint Community Credit Union.

Cash BackTravel Insurance
Annual feeNot confirmed
Top earn rate2%Other
Regional network

First Citizens Bank

6 branches in Washington

FDIC BankFind lists 6 full-service offices of "First-Citizens Bank & Trust Company" (CERT 11063) in Washington, out of 509 full-service offices in 23 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

First Citizens Bank · 9 on file

First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
First Citizens BankVisa

Rewards Business Credit Card

Get 10,000 bonus points when you spend $3,000 in the first 90 days.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
Regional network

HSBC Bank USA

2 branches in Washington

FDIC BankFind lists 2 full-service offices of "HSBC Bank USA, National Association" (CERT 57890) in Washington, out of 21 full-service offices in 7 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

HSBC Bank USA · 2 on file

HSBC Bank USAMastercard

HSBC Premier World Mastercard

Mastercard issued by HSBC Bank USA.

No FX FeeRewards
Annual feeNot confirmed
Top earn rateNot confirmed
Regional network

Credit Human

1 branch in Washington

NCUA's 2026-06 call-report branch file lists 1 office with member services of "CREDIT HUMAN" (charter 24382) in Washington, out of 30 offices with member services in 4 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Credit Human · 2 on file

Credit HumanMastercard

Rate Preferred Mastercard

Mastercard issued by Credit Human.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

JPMorgan Chase Bank

146 branches in Washington

FDIC BankFind lists 146 full-service offices of "JPMorgan Chase Bank, National Association" (CERT 628) in Washington, out of 5,145 full-service offices in 49 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

JPMorgan Chase Bank · 42 on file

JPMorgan Chase BankVisa

Chase Sapphire Preferred® Card

New Cardmember Bonus – 75,000 Points: To qualify, you must make $5,000 in purchases during the first 3 months from account opening.

No FX FeeRewards
Annual fee$95per year
Top earn rate5xChase Travel
JPMorgan Chase BankVisa

Chase Sapphire Reserve®

New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

Lounge AccessPremium
Annual fee$795per year
Top earn rate8xall purchases through Chase Travel, including The EditSM
JPMorgan Chase BankVisa

Iberia Visa Signature® Card

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

AirlineNo FX Fee
Annual fee$95per year
Top earn rate3xIberia, British Airways, and Aer Lingus flight purchases
National network

U.S. Bank

133 branches in Washington

FDIC BankFind lists 133 full-service offices of "U.S. Bank National Association" (CERT 6548) in Washington, out of 2,075 full-service offices in 29 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

U.S. Bank · 19 on file

U.S. BankVisa

State Farm Premier Cash Rewards Visa Signature® Card

Earn a bonus of $150 cash back by spending $500 in the first 90 days of being approved for the State Farm® Premier Cash Rewards Visa Signature® Card.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate3%insurance premium payments
National network

Bank of America

115 branches in Washington

FDIC BankFind lists 115 full-service offices of "Bank of America, National Association" (CERT 3510) in Washington, out of 3,523 full-service offices in 39 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Bank of America · 29 on file

Bank of AmericaVisa

BankAmericard® Credit Card

Visa card issued by Bank of America.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
National network

Wells Fargo

111 branches in Washington

FDIC BankFind lists 111 full-service offices of "Wells Fargo Bank, National Association" (CERT 3511) in Washington, out of 4,064 full-service offices in 37 states.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Wells Fargo · 11 on file

Wells FargoMastercard

Signify Business Cash® Card

Mastercard issued by Wells Fargo.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
National network

Coastal Community Bank

14 branches in Washington

FDIC BankFind lists 14 full-service offices of "Coastal Community Bank" (CERT 34403) in Washington, out of 14 full-service offices in 1 state.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Coastal Community Bank · 10 on file

Coastal Community BankVisa

Aven Bitcoin Visa Card

Visa card issued by Coastal Community Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate2%Other
Coastal Community BankVisa

Aven Rewards Visa Card

Visa card issued by Coastal Community Bank.

Cash BackMetal Card
Annual fee$0per year
Top earn rate3%Other
Coastal Community BankVisa

Aven Home Equity Visa Card

Visa card issued by Coastal Community Bank.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
National network

Navy Federal Credit Union

13 branches in Washington

NCUA's 2026-06 call-report branch file lists 13 offices with member services of "NAVY FEDERAL CREDIT UNION" (charter 5536) in Washington, out of 361 offices with member services in 32 states.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Navy Federal Credit Union · 8 on file

Navy Federal Credit UnionAmex

More Rewards American Express Card

Amex card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rate3xDining
Navy Federal Credit UnionVisa

cashRewards Credit Card

You can earn $250 bonus cash when you spend $2,500 within 90 days of account opening

Cash BackNo FX Fee
Annual feeNot confirmed
Top earn rate1.5%Other
Navy Federal Credit UnionVisa

GO REWARDS Credit Card

Visa card issued by Navy Federal Credit Union.

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
By city

Cities in Washington

Cities where several card issuers in our catalogue have branches, each with its own list.

Vancouver · 5
The ledger

Other cards in the United States

Showing 24 of 790
Listed fullest record first — fee, earn rate, welcome offer and annual-fee check on file — not by merit. A blank on a tile is a figure we do not hold.
Barclays US (Barclays Bank Delaware)Mastercard

AARP® Essential Rewards Mastercard® from Barclays

Earn a $100 Cash Back Bonus after spending $500 on purchases in the first 90 days of account opening

Balance TransferCash Back
Annual fee$0per year
Top earn rate3%Drugstores
Barclays US (Barclays Bank Delaware)Mastercard

Athleta Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Athleta

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Barclays US (Barclays Bank Delaware)Mastercard

Banana Republic Encore Mastercard®

Receive 20% off your first purchase with your new card at Banana Republic

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Capital OneVisa

Capital One VentureOne Rewards

Earn 20,000 bonus miles once you spend $500 on purchases within the first 3 months from account opening

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate5xhotels, vacation rentals and rental cars booked through Capital One Travel
Virginia Credit UnionMastercard

Flex Rewards Mastercard

Earn 20,000 in bonus points when you spend $3,000 within the first 90 days. That's equal to $200 in gift cards!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate2xDining
Barclays US (Barclays Bank Delaware)Mastercard

Gap Encore Mastercard®

Welcome bonus | Receive 20% off your first purchase with your new card at Gap

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Wescom Central Credit UnionVisa

MyRewards Visa

One-Time $100 Cash Back Bonus Earn 10,000 bonus points (a $100 value) when you spend $2,500 within first 3 months

No Annual FeeNo FX Fee
Annual fee$0per year
Top earn rate1.5%Other
Barclays US (Barclays Bank Delaware)Mastercard

Old Navy Encore Mastercard®

Welcome bonus | Receive 30% off your first purchase with your new card at Old Navy

No Annual FeeRewards
Annual fee$0per year
Top earn rate5xGap Inc. family of brands
Patelco Credit UnionMastercard

Points Rewards World Mastercard Credit Card

Get 20,000 extra points – worth $200 – when you spend $1,500 in the first 3 months of opening your card.

Low InterestNo Annual Fee
Annual fee$0per year
Top earn rate2xGas & Fuel
Bellwether Community Credit UnionCard

Smart Rewards Credit Card

Receive 5,000 points for $1,000+ spent in the first 90 days

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5xOther
Trugrocer Federal Credit UnionVisa

TruGrocer VISA Rewards Credit Card

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate3xGroceries
Truist BankVisa

Truist Enjoy Beyond

30,000 bonus points after you spend $1,500 on purchases within 90 days of account opening

No FX FeePremium
Annual fee$95per year
Top earn rate3xFlights
First National Bank of Omaha (FNBO / First Bankcard)Visa

Universal Rewards Visa Signature® Card

Earn $150 as a Statement Credit** when you spend $250 within the first three billing cycles after your Universal Rewards Visa Signature® Card account is open.

No Annual FeeRewards
Annual fee$0per year
Top earn rate2xqualifying Universal Purchases
Fairwinds Credit UnionVisa

Visa Signature Credit Card

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

No FX FeeWelcome Bonus
Annual fee$95per year
Top earn rate5xtheme park tickets
Tower Federal Credit UnionMastercard

World Mastercard

$100 cash back when you spend $1,000 on purchases within the first three months of account opening.^

No Annual FeeWelcome Bonus
Annual fee$0per year
Top earn rate1.5%Not yet checked with Tower Federal Credit UnionOther
Bilt RewardsMastercard

Bilt Blue Card

$100 of Bilt Cash when you apply and get approved

No Annual FeeRewards
Annual fee$0per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Visa

Breeze Easy® Visa® Credit Card

Earn 40,000 bonus BreezePoints – that’s a $400 value, plus Breezy 1 benefits after spending $1,000 on purchases within the first 90 days.

AirlineBalance Transfer
Annual fee$89per year
Top earn rateNot confirmed
Barclays US (Barclays Bank Delaware)Mastercard

Capital Vacations® World Mastercard®

Earn 5,000 Bonus Rewards after making your first purchase

Balance TransferNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed

The full United States catalogue →

Questions

Washington: the short answers

Which card issuers do our Washington notes name?

BECU (Boeing Employees Credit Union): BECU (Boeing Employees' Credit Union), headquartered in Tukwila, WA, is the largest credit union in Washington state. (Source: Bankrate.)

Which card issuers have branches in Washington?

Regional issuers in our catalogue with branches in Washington, with their branch count: KeyBank (139), Iq Credit Union (21), Red Canoe Credit Union (11), Idaho Central Credit Union (10), BMO (Bank of Montreal US / BMO Harris) (8), OnPoint Community Credit Union (8), First Citizens Bank (6), HSBC Bank USA (2), and 1 more. A branch is where an issuer is, not a limit on who may apply; each issuer's own page says who can. (Source: FDIC BankFind; NCUA call report.)