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Visa0/4 on file
Annual fee: issuer restricts access
First Citizens Bank · Visa

Low-Interest Business Credit Card

Business

The Low-Interest Business Credit Card is a Visa card from First Citizens Bank. First Citizens Bank's site does not let us read its terms, so we leave the annual fee blank — check it on First Citizens Bank's own site. Here is what we hold on it, and what we do not.

Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on First Citizens BankCompare this card
Opens First Citizens Bank’s site

Bank with branches in: North Carolina (194), South Carolina (110), California (54), Virginia (34), Florida (27), Georgia (26), Texas (9), Wisconsin (7) and 15 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Low-Interest Business Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Low-Interest Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — First Citizens Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Low-Interest Business Credit Card. Rather than print a multiplier we cannot source, this stays blank until First Citizens Bank’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the Low-Interest Business Credit Card?

You'll finish the application on First Citizens Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens First Citizens Bank’s site
Questions

Questions about the Low-Interest Business Credit Card

How much is the Low-Interest Business Credit Card annual fee?

We could not verify the Low-Interest Business Credit Card's annual fee, so we do not print one. Check the current annual fee on First Citizens Bank's own site before you apply.

What does the Low-Interest Business Credit Card earn?

First Citizens Bank does not publish category earn rates for the Low-Interest Business Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Low-Interest Business Credit Card on?

The Low-Interest Business Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Low-Interest Business Credit Card available in United States?

Yes — the Low-Interest Business Credit Card is issued by First Citizens Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

How current is this Low-Interest Business Credit Card information?

No figure we hold for the Low-Interest Business Credit Card has been checked against a published document yet, so we show no check date. Not published by First Citizens Bank where we checked: earn rates and welcome offer. We could not verify, so we do not print: annual fee, foreign transaction fee and purchase APR. Check them with First Citizens Bank. Everything on this page comes from what we hold in our catalogue; confirm the fee, offer and terms with First Citizens Bank before you apply.