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Issuer file — United States

First Citizens Bank credit cards in the United States

We hold 9 First Citizens Bank cards currently offered in the United States. A $0 annual fee we have not confirmed is left blank rather than printed as $0; a fee above zero that we hold is shown as recorded, confirmed or not — check it on First Citizens Bank’s own page before you apply.

*Cards in our catalogue, not necessarily every card First Citizens Bank issues.

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9
cards on offer on file
6 of 9
annual fees confirmed
The ledger

First Citizens Bank cards on offer

9 cards
First Citizens BankVisa

Cash Rewards Business Credit Card

Get $100 cash back when you spend $3,000 in the first 90 days.

BusinessCash Back
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Cash Rewards Credit Card

Credit card issued by First Citizens Bank.

Cash BackNo Annual Fee
Annual fee$0per year
Top earn rate1.5%Other
First Citizens BankVisa

Premium Rewards Business Credit Card

Visa card issued by First Citizens Bank.

BusinessNo FX Fee
Annual fee$95We couldn't verify this · check with the issuerper year
Top earn rateNot confirmed
First Citizens BankVisa

Rewards Business Credit Card

Get 10,000 bonus points when you spend $3,000 in the first 90 days.

BusinessNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Rewards Credit Card

Credit card issued by First Citizens Bank.

PointsNo Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Secured Cash Back Credit Card

Credit card issued by First Citizens Bank.

Cash BackSecured
Annual fee$29per year
Top earn rate1%We couldn't verify this · check with the issuerOther
First Citizens BankCard

Smart Option Credit Card

Credit card issued by First Citizens Bank.

No Annual Fee
Annual fee$0per year
Top earn rateNot confirmed
First Citizens BankCard

Travel Rewards Credit Card

Credit card issued by First Citizens Bank.

Travel
Annual fee$95We couldn't verify this · check with the issuerper year
Top earn rate3xWe couldn't verify this · check with the issuerTravel

Every issuer we hold in the United States · The full card hub

Questions

Frequently asked

How many First Citizens Bank credit cards are there in the United States?

Our catalogue holds 9 First Citizens Bank credit cards currently offered in the United States. That is the number we hold, not necessarily every card First Citizens Bank issues — its own site has its full range.

Which First Citizens Bank credit cards have no annual fee?

Of the First Citizens Bank cards we hold, 5 cards have a $0 annual fee checked against a published document: Cash Rewards Business Credit Card, Cash Rewards Credit Card, Rewards Business Credit Card, Rewards Credit Card and Smart Option Credit Card. We leave a $0 fee blank until it is confirmed, so others may be free too — check First Citizens Bank's page before you apply.

How do I apply for a First Citizens Bank credit card?

Open the card's review. Where we hold an application link it takes you to First Citizens Bank's own application; where we do not, the review says so. Confirm the fee and terms on First Citizens Bank's page before you apply.