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Visa2/4 on file
Annual fee: issuer restricts access
Navy Federal Credit Union · Visa

cashRewards Credit Card

Cash BackNo FX FeeRewardsTravel Insurance

The cashRewards Credit Card is a Visa card from Navy Federal Credit Union. Navy Federal Credit Union's site does not let us read its terms, so we leave the annual fee blank — check it on Navy Federal Credit Union's own site. Here is what we hold on it, and what we do not.

Top earn rate1.5%on OtherChecked navyfederal.org
Welcome offer$250estimated valueChecked navyfederal.org
Apply on Navy Federal Credit UnionCompare this card
Opens Navy Federal Credit Union’s site

Credit union with branches in: Virginia (66), California (54), Texas (39), Florida (35), Georgia (26), Maryland (25), North Carolina (16), Washington (13) and 24 more. Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the cashRewards Credit Card, exactly as recorded.

Annual fee
Not confirmedWe couldn't verify this · check with the issuer
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
14.4%–18%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

You can earn $250 bonus cash when you spend $2,500 within 90 days of account opening

Checked navyfederal.org
Est. value$250Checked navyfederal.org
Min. spend$2,500within 90 daysChecked navyfederal.org
Rewards

What it earns

Published category multipliers for the cashRewards Credit Card.

CategoryEarn rateCap
Other1.5%No cap on file
Checked navyfederal.org
Next step

Ready to apply for the cashRewards Credit Card?

You'll finish the application on Navy Federal Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Navy Federal Credit Union’s site
Questions

Questions about the cashRewards Credit Card

How much is the cashRewards Credit Card annual fee?

We could not verify the cashRewards Credit Card's annual fee, so we do not print one. Check the current annual fee on Navy Federal Credit Union's own site before you apply.

What does the cashRewards Credit Card earn?

The cashRewards Credit Card earns 1.5% on other. The full table is on this page.

What network is the cashRewards Credit Card on?

The cashRewards Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the cashRewards Credit Card available in United States?

Yes — the cashRewards Credit Card is issued by Navy Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the cashRewards Credit Card figures last checked?

We checked its foreign transaction fee in December 2025, its purchase APR in December 2025, its earn rates in October 2026 and its welcome offer in October 2026, each against a published document. We could not verify, so we do not print: annual fee. Check them with Navy Federal Credit Union. Terms can change without notice, so confirm the current details with Navy Federal Credit Union before you apply.