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Visa4/4 on file
✓ Annual fee checked
Trugrocer Federal Credit Union · Visa

TruGrocer VISA Rewards Credit Card

No Annual FeeWelcome Bonus

The TruGrocer VISA Rewards Credit Card is a Visa card from Trugrocer Federal Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked trugrocer.com
Top earn rate3xon GroceriesChecked trugrocer.com
Welcome offer10,000 ptsChecked trugrocer.com
Browse other cardsNo application link on file · apply through Trugrocer Federal Credit Union directly

Credit union with branches in: Idaho (2), Arizona (1), California (1), Florida (1), Maine (1), Texas (1). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the TruGrocer VISA Rewards Credit Card, exactly as recorded.

Annual fee
$0Checked trugrocer.com
Supplementary card
Not confirmed
Foreign transaction
1%Checked trugrocer.com
Purchase APR
16.9%Checked trugrocer.com
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

Spend $500 within the first 90 days of account opening and receive 10,000 bonus points = to $100 cashback!

Checked trugrocer.com
Points10,000Checked trugrocer.com
Min. spend$500within 90 daysChecked trugrocer.com
Rewards

What it earns

Published category multipliers for the TruGrocer VISA Rewards Credit Card.

CategoryEarn rateCap
Groceries3xNo cap on file
Gas & Fuel2xNo cap on file
Other1xNo cap on file
Checked trugrocer.com
Next step

Ready to apply for the TruGrocer VISA Rewards Credit Card?

We hold no application link for this card. Trugrocer Federal Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the TruGrocer VISA Rewards Credit Card

How much is the TruGrocer VISA Rewards Credit Card annual fee?

The TruGrocer VISA Rewards Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the TruGrocer VISA Rewards Credit Card earn?

The TruGrocer VISA Rewards Credit Card earns 3x on groceries, plus published rates on 2 other categories. The full table is on this page.

What network is the TruGrocer VISA Rewards Credit Card on?

The TruGrocer VISA Rewards Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the TruGrocer VISA Rewards Credit Card available in United States?

Yes — the TruGrocer VISA Rewards Credit Card is issued by Trugrocer Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the TruGrocer VISA Rewards Credit Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in October 2026, its purchase APR in October 2026, its earn rates in October 2026 and its welcome offer in October 2026, each against a published document. Terms can change without notice, so confirm the current details with Trugrocer Federal Credit Union before you apply.