U.S. Bank Secured Visa® Card
The U.S. Bank Secured Visa® Card is a Visa card from U.S. Bank. U.S. Bank's site does not let us read its terms, so we leave the annual fee blank — check it on U.S. Bank's own site. Here is what we hold on it, and what we do not.
Checked against a published document: foreign transaction fee (Sep 2026). Not yet checked with U.S. Bank: credit requirement. U.S. Bank’s own page is authoritative — confirm anything you rely on there before you apply.
Bank with branches in: California (561), Ohio (158), Illinois (152), Washington (133), Missouri (127), Oregon (114), Minnesota (103), Colorado (99) and 21 more. Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the U.S. Bank Secured Visa® Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- 3%Checked onboarding.usbank.com
- Purchase APR
- Not confirmedWe couldn't verify this · check with the issuer
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- FairNot yet checked with U.S. Bank
The welcome offer
We hold no published welcome offer for the U.S. Bank Secured Visa® Card. That may mean there isn’t one, or simply that we have not recorded it — U.S. Bank’s own page is the place to check.
What it earns
We hold no category earn rates for the U.S. Bank Secured Visa® Card. Rather than print a multiplier we cannot source, this stays blank until U.S. Bank’s own terms give us one.
Perks & benefits
Card benefits
- Refundable security deposit sets your credit limit
- Free access to your credit score via mobile app or online banking
- Choose your payment due date
- Zero fraud liability for unauthorized transactions
- Contactless payments and Mobile Wallet support
- Autopay option to avoid late fees
- Reports to all three major credit bureaus to help build credit
Ready to apply for the U.S. Bank Secured Visa® Card?
You'll finish the application on U.S. Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.