Skip to content
Visa1/4 on file
Annual fee: issuer restricts access
U.S. Bank · Visa

U.S. Bank Business Shield® Visa® Card

The U.S. Bank Business Shield® Visa® Card is a Visa card from U.S. Bank. U.S. Bank's site does not let us read its terms, so we leave the annual fee blank — check it on U.S. Bank's own site. Here is what we hold on it, and what we do not.

Top earn rate5%on prepaid airfare, car and hotel reservations purchased in the Travel CenterChecked usbank.com

Bank with branches in: California (561), Ohio (158), Illinois (152), Washington (133), Missouri (127), Oregon (114), Minnesota (103), Colorado (99) and 21 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the U.S. Bank Business Shield® Visa® Card, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the U.S. Bank Business Shield® Visa® Card. That may mean there isn’t one, or simply that we have not recorded it — U.S. Bank’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the U.S. Bank Business Shield® Visa® Card.

CategoryEarn rateCap
prepaid airfare, car and hotel reservations purchased in the Travel Center5%No cap on file
Checked usbank.com
Included

Perks & benefits

Card benefits

  • Free employee cards
  • U.S. Bank Spend Management platform for expense tracking
  • Purchase Security protection
  • 5% cash back on prepaid air, hotel, and car rentals booked in Travel Center
  • $50 annual statement credit after $5,000 in Travel Center purchases
  • U.S. Bank ExtendPay Plan option (3-month $0 fee offer)
  • Zero fraud liability
Next step

Ready to apply for the U.S. Bank Business Shield® Visa® Card?

You'll finish the application on U.S. Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens U.S. Bank’s site
Questions

Questions about the U.S. Bank Business Shield® Visa® Card

How much is the U.S. Bank Business Shield® Visa® Card annual fee?

We could not verify the U.S. Bank Business Shield® Visa® Card's annual fee, so we do not print one. Check the current annual fee on U.S. Bank's own site before you apply.

What does the U.S. Bank Business Shield® Visa® Card earn?

The U.S. Bank Business Shield® Visa® Card earns 5% on prepaid airfare, car and hotel reservations purchased in the Travel Center. The full table is on this page.

What network is the U.S. Bank Business Shield® Visa® Card on?

The U.S. Bank Business Shield® Visa® Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the U.S. Bank Business Shield® Visa® Card available in United States?

Yes — the U.S. Bank Business Shield® Visa® Card is issued by U.S. Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the U.S. Bank Business Shield® Visa® Card figures last checked?

We checked its earn rates in September 2026, against a published document. Not published by U.S. Bank where we checked: foreign transaction fee and purchase APR. We could not verify, so we do not print: annual fee and welcome offer. Check them with U.S. Bank. Terms can change without notice, so confirm the current details with U.S. Bank before you apply.