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Visa4/4 on file
✓ Annual fee checked
Fairwinds Credit Union · Visa

Visa Signature Credit Card

The Visa Signature Credit Card is a Visa card from Fairwinds Credit Union with an annual fee of $95. Here is what we hold on it, and what we do not.

Annual fee$95per yearChecked fairwinds.org
Top earn rate5xon theme park ticketsChecked fairwinds.org
Welcome offer60,000 ptsChecked fairwinds.org
Opens Fairwinds Credit Union’s site

Credit union with branches in: Florida (30). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Visa Signature Credit Card, exactly as recorded.

Annual fee
$95Checked fairwinds.org
Supplementary card
Not confirmed
Foreign transaction
NoneChecked fairwinds.org
Purchase APR
18%Checked fairwinds.org
Income requirement
Not confirmed
Network
Visa
Credit needed
Not confirmed
Sign-up

The welcome offer

Receive a welcome bonus of 60,000 points when you spend $5,000 in the first three months from account opening, a $900 travel value.

Checked fairwinds.org
Points60,000Checked fairwinds.org
Min. spend$5,000within 90 daysChecked fairwinds.org
Rewards

What it earns

Published category multipliers for the Visa Signature Credit Card.

CategoryEarn rateCap
theme park tickets5xNo cap on file
Travel5xNo cap on file
Dining3xNo cap on file
Other2xNo cap on file
Checked fairwinds.org
Next step

Ready to apply for the Visa Signature Credit Card?

You'll finish the application on Fairwinds Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Fairwinds Credit Union’s site
Questions

Questions about the Visa Signature Credit Card

How much is the Visa Signature Credit Card annual fee?

The Visa Signature Credit Card has an annual fee of $95. Weigh that against the rewards and perks you will actually use.

What does the Visa Signature Credit Card earn?

The Visa Signature Credit Card earns 5x on theme park tickets, plus published rates on 3 other categories. The full table is on this page.

What network is the Visa Signature Credit Card on?

The Visa Signature Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Visa Signature Credit Card available in United States?

Yes — the Visa Signature Credit Card is issued by Fairwinds Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Visa Signature Credit Card figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in September 2026, its purchase APR in September 2026, its earn rates in September 2026 and its welcome offer in September 2026, each against a published document. Terms can change without notice, so confirm the current details with Fairwinds Credit Union before you apply.