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Mastercard2/4 on file
✓ Annual fee checked
BMO (Bank of Montreal US / BMO Harris) · Mastercard

BMO Business Platinum Rewards Mastercard

BusinessNo Annual FeeRewards

The BMO Business Platinum Rewards Mastercard is a Mastercard from BMO (Bank of Montreal US / BMO Harris) with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), purchase APR (Sep 2026). Not yet checked with BMO (Bank of Montreal US / BMO Harris): credit requirement. BMO (Bank of Montreal US / BMO Harris)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked bmo.com
Apply on BMO (Bank of Montreal US / BMO Harris)Compare this card
Opens BMO (Bank of Montreal US / BMO Harris)’s site

Bank with branches in: California (223), Illinois (170), Wisconsin (139), Colorado (68), Arizona (59), Indiana (46), Minnesota (35), Nebraska (28) and 14 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the BMO Business Platinum Rewards Mastercard, exactly as recorded.

Annual fee
$0Checked bmo.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
18.74%–27.74%Checked bmo.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with BMO (Bank of Montreal US / BMO Harris)
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the BMO Business Platinum Rewards Mastercard. That may mean there isn’t one, or simply that we have not recorded it — BMO (Bank of Montreal US / BMO Harris)’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the BMO Business Platinum Rewards Mastercard. Rather than print a multiplier we cannot source, this stays blank until BMO (Bank of Montreal US / BMO Harris)’s own terms give us one.

We couldn't verify this · check with the issuer
Next step

Ready to apply for the BMO Business Platinum Rewards Mastercard?

You'll finish the application on BMO (Bank of Montreal US / BMO Harris)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens BMO (Bank of Montreal US / BMO Harris)’s site
Questions

Questions about the BMO Business Platinum Rewards Mastercard

How much is the BMO Business Platinum Rewards Mastercard annual fee?

The BMO Business Platinum Rewards Mastercard has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the BMO Business Platinum Rewards Mastercard earn?

We could not verify the BMO Business Platinum Rewards Mastercard's earn rates, so we do not print a multiplier. Check them on BMO (Bank of Montreal US / BMO Harris)'s own site.

What network is the BMO Business Platinum Rewards Mastercard on?

The BMO Business Platinum Rewards Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the BMO Business Platinum Rewards Mastercard available in United States?

Yes — the BMO Business Platinum Rewards Mastercard is issued by BMO (Bank of Montreal US / BMO Harris) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the BMO Business Platinum Rewards Mastercard figures last checked?

We checked its annual fee in October 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with BMO (Bank of Montreal US / BMO Harris): credit requirement. Not published by BMO (Bank of Montreal US / BMO Harris) where we checked: foreign transaction fee. We could not verify, so we do not print: earn rates and welcome offer. Check them with BMO (Bank of Montreal US / BMO Harris). Terms can change without notice, so confirm the current details with BMO (Bank of Montreal US / BMO Harris) before you apply.