U.S. Bank Shield® Visa® Card
The U.S. Bank Shield® Visa® Card is a Visa card from U.S. Bank. U.S. Bank's site does not let us read its terms, so we leave the annual fee blank — check it on U.S. Bank's own site. Here is what we hold on it, and what we do not.
Checked against a published document: earn rates (Oct 2026). Not yet checked with U.S. Bank: credit requirement. U.S. Bank’s own page is authoritative — confirm anything you rely on there before you apply.
Bank with branches in: California (561), Ohio (158), Illinois (152), Washington (133), Missouri (127), Oregon (114), Minnesota (103), Colorado (99) and 21 more. Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the U.S. Bank Shield® Visa® Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedNot published by the issuer where we checked ()
- Purchase APR
- Not confirmedNot published by the issuer where we checked ()
- Income requirement
- Not confirmed
- Network
- Visa
- Credit needed
- GoodNot yet checked with U.S. Bank
The welcome offer
We hold no published welcome offer for the U.S. Bank Shield® Visa® Card. That may mean there isn’t one, or simply that we have not recorded it — U.S. Bank’s own page is the place to check.
What it earns
Published category multipliers for the U.S. Bank Shield® Visa® Card.
| Category | Earn rate | Cap |
|---|---|---|
| prepaid air, car and hotel reservations in the Travel Center | 4% | No cap on file |
Perks & benefits
Card benefits
- 0% introductory APR on purchases and balance transfers for 21 billing cycles
- Option for a 3-month $0 fee ExtendPay Plan annually
- Cell phone protection up to $600 when bill is paid with the card
- Free credit score access via TransUnion CreditView Dashboard
- Flexible cash back redemption (statement credit, deposit, or rewards card)
- Real Time Rewards for instant redemption via text
- $20 annual statement credit after 11 consecutive months of purchases
Ready to apply for the U.S. Bank Shield® Visa® Card?
You'll finish the application on U.S. Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.