Skip to content
Visa1/4 on file
Annual fee: issuer restricts access
U.S. Bank · Visa

U.S. Bank Shield® Visa® Card

The U.S. Bank Shield® Visa® Card is a Visa card from U.S. Bank. U.S. Bank's site does not let us read its terms, so we leave the annual fee blank — check it on U.S. Bank's own site. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: earn rates (Oct 2026). Not yet checked with U.S. Bank: credit requirement. U.S. Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Top earn rate4%on prepaid air, car and hotel reservations in the Travel CenterChecked usbank.com
Welcome offerNot confirmedNot published by the issuer where we checked ()

Bank with branches in: California (561), Ohio (158), Illinois (152), Washington (133), Missouri (127), Oregon (114), Minnesota (103), Colorado (99) and 21 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the U.S. Bank Shield® Visa® Card, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
Not confirmedNot published by the issuer where we checked ()
Income requirement
Not confirmed
Network
Visa
Credit needed
GoodNot yet checked with U.S. Bank
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the U.S. Bank Shield® Visa® Card. That may mean there isn’t one, or simply that we have not recorded it — U.S. Bank’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

Published category multipliers for the U.S. Bank Shield® Visa® Card.

CategoryEarn rateCap
prepaid air, car and hotel reservations in the Travel Center4%No cap on file
Checked usbank.com
Included

Perks & benefits

Card benefits

  • 0% introductory APR on purchases and balance transfers for 21 billing cycles
  • Option for a 3-month $0 fee ExtendPay Plan annually
  • Cell phone protection up to $600 when bill is paid with the card
  • Free credit score access via TransUnion CreditView Dashboard
  • Flexible cash back redemption (statement credit, deposit, or rewards card)
  • Real Time Rewards for instant redemption via text
  • $20 annual statement credit after 11 consecutive months of purchases
Next step

Ready to apply for the U.S. Bank Shield® Visa® Card?

You'll finish the application on U.S. Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens U.S. Bank’s site
Questions

Questions about the U.S. Bank Shield® Visa® Card

How much is the U.S. Bank Shield® Visa® Card annual fee?

We could not verify the U.S. Bank Shield® Visa® Card's annual fee, so we do not print one. Check the current annual fee on U.S. Bank's own site before you apply.

What does the U.S. Bank Shield® Visa® Card earn?

The U.S. Bank Shield® Visa® Card earns 4% on prepaid air, car and hotel reservations in the Travel Center. The full table is on this page.

What network is the U.S. Bank Shield® Visa® Card on?

The U.S. Bank Shield® Visa® Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the U.S. Bank Shield® Visa® Card available in United States?

Yes — the U.S. Bank Shield® Visa® Card is issued by U.S. Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the U.S. Bank Shield® Visa® Card figures last checked?

We checked its earn rates in October 2026, against a published document. Not yet checked with U.S. Bank: credit requirement. Not published by U.S. Bank where we checked: foreign transaction fee, purchase APR and welcome offer. We could not verify, so we do not print: annual fee. Check them with U.S. Bank. Terms can change without notice, so confirm the current details with U.S. Bank before you apply.