One Key+™ Card
The One Key+™ Card is a Mastercard from Wells Fargo. Wells Fargo's site does not let us read its terms, so we leave the annual fee blank — check it on Wells Fargo's own site. Here is what we hold on it, and what we do not.
Not yet checked with Wells Fargo: credit requirement. Wells Fargo’s own page is authoritative — confirm anything you rely on there before you apply.
Bank with branches in: California (753), Florida (452), Texas (446), North Carolina (198), New Jersey (194), Georgia (178), Virginia (174), Pennsylvania (166) and 29 more. Where it has branches is not a rule on who may apply.
Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026
The receipt
Every cost line we hold for the One Key+™ Card, exactly as recorded.
- Annual fee
- Not confirmedWe couldn't verify this · check with the issuer
- Supplementary card
- Not confirmed
- Foreign transaction
- Not confirmedWe couldn't verify this · check with the issuer
- Purchase APR
- Not confirmedIssuer restricts access — check their site
- Income requirement
- Not confirmed
- Network
- Mastercard
- Credit needed
- GoodNot yet checked with Wells Fargo
The welcome offer
We hold no published welcome offer for the One Key+™ Card. That may mean there isn’t one, or simply that we have not recorded it — Wells Fargo’s own page is the place to check.
What it earns
We hold no category earn rates for the One Key+™ Card. Rather than print a multiplier we cannot source, this stays blank until Wells Fargo’s own terms give us one.
Perks & benefits
Card benefits
- $100 in OneKeyCash each year on Cardholder anniversary
- Statement credit up to $120 for Trusted Traveler Program (Global Entry or TSA PreCheck)
- Cellular Telephone Protection up to $1,000
- Trip Cancellation and Interruption Protection
- Auto Rental Collision Damage Waiver up to $50,000
- Travel Accident Insurance up to $1,000,000
- Gold Member Prices with savings of 20% or more on over 10,000 hotels worldwide
- Unlock Platinum tier when you spend $30,000 per calendar year
Ready to apply for the One Key+™ Card?
You'll finish the application on Wells Fargo's own site. Terms can change without notice, so check the fee and offer there before you commit.