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Mastercard2/4 on file
✓ Annual fee checked
Wells Fargo · Mastercard

Choice Privileges® Mastercard®

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The Choice Privileges® Mastercard® is a Mastercard from Wells Fargo with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Dec 2025). Not yet checked with Wells Fargo: credit requirement. Wells Fargo’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked creditcards.wellsfargo.com
Apply on Wells FargoCompare this card
Opens Wells Fargo’s site

Bank with branches in: California (753), Florida (452), Texas (446), North Carolina (198), New Jersey (194), Georgia (178), Virginia (174), Pennsylvania (166) and 29 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Choice Privileges® Mastercard®, exactly as recorded.

Annual fee
$0Checked creditcards.wellsfargo.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
19.24%–28.49%Checked files.consumerfinance.gov
Income requirement
Not confirmed
Network
Mastercard
Credit needed
NoneNot yet checked with Wells Fargo
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Choice Privileges® Mastercard®. That may mean there isn’t one, or simply that we have not recorded it — Wells Fargo’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Choice Privileges® Mastercard®. Rather than print a multiplier we cannot source, this stays blank until Wells Fargo’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • Automatic Gold Elite membership with 10% bonus points on qualifying stays
  • 10 Elite Qualifying Nights guaranteeing Gold Elite status each year
  • Milestone Rewards offering bonus points or gift cards
  • Cellular Telephone Protection up to $800 (subject to $25 deductible)
  • Mastercard World Elite benefits including concierge and travel services
Next step

Ready to apply for the Choice Privileges® Mastercard®?

You'll finish the application on Wells Fargo's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Wells Fargo’s site
Questions

Questions about the Choice Privileges® Mastercard®

How much is the Choice Privileges® Mastercard® annual fee?

The Choice Privileges® Mastercard® has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Choice Privileges® Mastercard® earn?

We could not verify the Choice Privileges® Mastercard®'s earn rates, so we do not print a multiplier. Check them on Wells Fargo's own site.

What network is the Choice Privileges® Mastercard® on?

The Choice Privileges® Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Choice Privileges® Mastercard® available in United States?

Yes — the Choice Privileges® Mastercard® is issued by Wells Fargo and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Choice Privileges® Mastercard® figures last checked?

We checked its annual fee in September 2026 and its purchase APR in December 2025, each against a published document. Not yet checked with Wells Fargo: credit requirement. We could not verify, so we do not print: foreign transaction fee, earn rates and welcome offer. Check them with Wells Fargo. Terms can change without notice, so confirm the current details with Wells Fargo before you apply.