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Mastercard2/4 on file
✓ Annual fee checked
Bank of America · Mastercard

Platinum Plus® Mastercard® Business Credit Card

BusinessLow InterestNo Annual FeeRewardsTravel Insurance

The Platinum Plus® Mastercard® Business Credit Card is a Mastercard from Bank of America with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked business.bankofamerica.com
Top earn rateNot confirmedNot published by the issuer where we checked ()
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Bank of AmericaCompare this card
Opens Bank of America’s site

Bank with branches in: California (675), Florida (406), Texas (310), New York (248), New Jersey (176), Massachusetts (145), Georgia (129), Illinois (118) and 31 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Platinum Plus® Mastercard® Business Credit Card, exactly as recorded.

Annual fee
$0Checked business.bankofamerica.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Platinum Plus® Mastercard® Business Credit Card. That may mean there isn’t one, or simply that we have not recorded it — Bank of America’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Platinum Plus® Mastercard® Business Credit Card. Rather than print a multiplier we cannot source, this stays blank until Bank of America’s own terms give us one.

Not published by the issuer where we checked ()
Next step

Ready to apply for the Platinum Plus® Mastercard® Business Credit Card?

You'll finish the application on Bank of America's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Bank of America’s site
Questions

Questions about the Platinum Plus® Mastercard® Business Credit Card

How much is the Platinum Plus® Mastercard® Business Credit Card annual fee?

The Platinum Plus® Mastercard® Business Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Platinum Plus® Mastercard® Business Credit Card earn?

Bank of America does not publish category earn rates for the Platinum Plus® Mastercard® Business Credit Card where we checked (October 2026), so we do not print a multiplier.

What network is the Platinum Plus® Mastercard® Business Credit Card on?

The Platinum Plus® Mastercard® Business Credit Card runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Platinum Plus® Mastercard® Business Credit Card available in United States?

Yes — the Platinum Plus® Mastercard® Business Credit Card is issued by Bank of America and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Platinum Plus® Mastercard® Business Credit Card figures last checked?

We checked its annual fee in September 2026, against a published document. Not published by Bank of America where we checked: earn rates and welcome offer. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with Bank of America. Terms can change without notice, so confirm the current details with Bank of America before you apply.