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Visa4/4 on file
✓ Annual fee checked
JPMorgan Chase Bank · Visa

Chase Sapphire Reserve®

Lounge AccessPremiumRewardsTravelWelcome Bonus

The Chase Sapphire Reserve® is a Visa card from JPMorgan Chase Bank with an annual fee of $795. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Dec 2025), earn rates (Oct 2026), welcome offer (Oct 2026). Not yet checked with JPMorgan Chase Bank: credit requirement. JPMorgan Chase Bank’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$795per yearChecked files.consumerfinance.gov
Top earn rate8xon all purchases through Chase Travel, including The EditSMChecked creditcards.chase.com
Welcome offer$1,000estimated valueChecked creditcards.chase.com
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Chase Sapphire Reserve®, exactly as recorded.

Annual fee
$795Checked files.consumerfinance.gov
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
Not confirmedWe couldn't verify this · check with the issuer
Income requirement
Not confirmed
Network
Visa
Credit needed
ExcellentNot yet checked with JPMorgan Chase Bank
Sign-up

The welcome offer

New Cardmember Bonus - 100,000 Points: To qualify, you must make $6,000 in purchases during the first 3 months from account opening.

Checked creditcards.chase.com
Est. value$1,000Checked creditcards.chase.com
Points100,000Checked creditcards.chase.com
Min. spend$6,000within 90 daysChecked creditcards.chase.com
Rewards

What it earns

Published category multipliers for the Chase Sapphire Reserve®.

CategoryEarn rateCap
all purchases through Chase Travel, including The EditSM8xNo cap on file
flights booked direct4xNo cap on file
hotels booked direct4xNo cap on file
Dining3xNo cap on file
Other1xNo cap on file
Checked creditcards.chase.com
Included

Perks & benefits

Card benefits

  • $300 annual travel credit
  • $500 credit for stays with The Edit
  • Complimentary IHG One Rewards Platinum Elite Status
  • Access to Chase Sapphire Lounges and 1,300+ Priority Pass lounges
  • Global Entry, TSA PreCheck, or NEXUS fee credit
  • $300 dining credit for Sapphire Exclusive Tables on OpenTable
  • Complimentary Apple TV and Apple Music subscriptions
  • Complimentary DashPass membership
  • $300 in StubHub/viagogo credits
  • $120 in Lyft credits plus 5x points on Lyft rides
  • $120 in Peloton credits plus 10x points on eligible purchases
  • Trip Cancellation and Interruption Insurance
  • Trip Delay Reimbursement
  • Travel Accident Insurance
  • Lost Luggage Reimbursement
  • Baggage Delay Insurance
  • Emergency Evacuation and Transportation coverage
  • Roadside Assistance
  • Emergency Medical and Dental coverage
  • Purchase Protection
  • Return Protection
  • Extended Warranty Protection
  • Points Boost on hotels and flights
  • Dedicated customer service team
Next step

Ready to apply for the Chase Sapphire Reserve®?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the Chase Sapphire Reserve®

How much is the Chase Sapphire Reserve® annual fee?

The Chase Sapphire Reserve® has an annual fee of $795. Weigh that against the rewards and perks you will actually use.

What does the Chase Sapphire Reserve® earn?

The Chase Sapphire Reserve® earns 8x on all purchases through Chase Travel, including The EditSM, plus published rates on 4 other categories. The full table is on this page.

What network is the Chase Sapphire Reserve® on?

The Chase Sapphire Reserve® runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Chase Sapphire Reserve® available in United States?

Yes — the Chase Sapphire Reserve® is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Chase Sapphire Reserve® figures last checked?

We checked its annual fee in December 2025, its earn rates in October 2026 and its welcome offer in October 2026, each against a published document. Not yet checked with JPMorgan Chase Bank: credit requirement. We could not verify, so we do not print: foreign transaction fee and purchase APR. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.