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Mastercard3/4 on file
✓ Annual fee checked
JPMorgan Chase Bank · Mastercard

Instacart Mastercard®

Cash BackDiningEntertainmentGas & FuelNo Annual FeeRewardsTravelTravel Insurance

The Instacart Mastercard® is a Mastercard from JPMorgan Chase Bank with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked creditcards.chase.com
Welcome offer$50estimated valueChecked creditcards.chase.com
Apply on JPMorgan Chase BankCompare this card
Opens JPMorgan Chase Bank’s site

Bank with branches in: California (855), New York (572), Texas (482), Florida (434), Illinois (260), Ohio (230), New Jersey (189), Arizona (185) and 41 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Instacart Mastercard®, exactly as recorded.

Annual fee
$0Checked creditcards.chase.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedWe couldn't verify this · check with the issuer
Purchase APR
18.24%–27.74%Checked creditcards.chase.com
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

Get a $50 Instacart credit automatically upon approval

Checked creditcards.chase.com
Est. value$50Checked creditcards.chase.com
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Instacart Mastercard®. Rather than print a multiplier we cannot source, this stays blank until JPMorgan Chase Bank’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 5% Cash Back on Instacart.com and Instacart app purchases (up to $6,000 spent annually)
  • 5% Cash Back on Chase Travel purchases
  • 2% Cash Back on gas stations, dining, and select streaming services
  • 1% Cash Back on all other purchases
  • Pay with Points on Instacart orders
  • Access to Chase Pay Over Time
Next step

Ready to apply for the Instacart Mastercard®?

You'll finish the application on JPMorgan Chase Bank's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens JPMorgan Chase Bank’s site
Questions

Questions about the Instacart Mastercard®

How much is the Instacart Mastercard® annual fee?

The Instacart Mastercard® has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Instacart Mastercard® earn?

We could not verify the Instacart Mastercard®'s earn rates, so we do not print a multiplier. Check them on JPMorgan Chase Bank's own site.

What network is the Instacart Mastercard® on?

The Instacart Mastercard® runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Instacart Mastercard® available in United States?

Yes — the Instacart Mastercard® is issued by JPMorgan Chase Bank and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Instacart Mastercard® figures last checked?

We checked its annual fee in October 2026, its purchase APR in September 2026 and its welcome offer in September 2026, each against a published document. We could not verify, so we do not print: foreign transaction fee and earn rates. Check them with JPMorgan Chase Bank. Terms can change without notice, so confirm the current details with JPMorgan Chase Bank before you apply.