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Card4/4 on file
✓ Annual fee checked
Bellwether Community Credit Union · Card

Smart Rewards Credit Card

No Annual FeeWelcome Bonus

The Smart Rewards Credit Card is a credit card from Bellwether Community Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Dec 2025), earn rates (Sep 2026). Not yet checked with Bellwether Community Credit Union: purchase APR and welcome offer. Bellwether Community Credit Union’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked bccu.org
Top earn rate1.5xon OtherChecked bccu.org
Welcome offer5,000 ptsChecked bccu.org
Browse other cardsNo application link on file · apply through Bellwether Community Credit Union directly

Credit union with branches in: New Hampshire (4). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Smart Rewards Credit Card, exactly as recorded.

Annual fee
$0Checked bccu.org
Supplementary card
Not confirmed
Foreign transaction
2%Checked files.consumerfinance.gov
Purchase APR
14.74%–20.74%Not yet checked with Bellwether Community Credit Union
Income requirement
Not confirmed
Network
Not confirmed
Credit needed
Not confirmed
Sign-up

The welcome offer

Receive 5,000 points for $1,000+ spent in the first 90 days

Not yet checked with Bellwether Community Credit Union
Points5,000Checked bccu.org
Min. spend$1,000within 90 daysNot yet checked with Bellwether Community Credit Union
Rewards

What it earns

Published category multipliers for the Smart Rewards Credit Card.

CategoryEarn rateCap
Other1.5xNo cap on file
Checked bccu.org
Next step

Ready to apply for the Smart Rewards Credit Card?

We hold no application link for this card. Bellwether Community Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Smart Rewards Credit Card

How much is the Smart Rewards Credit Card annual fee?

The Smart Rewards Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Smart Rewards Credit Card earn?

The Smart Rewards Credit Card earns 1.5x on other. The full table is on this page.

What network is the Smart Rewards Credit Card on?

We hold no card network on record for the Smart Rewards Credit Card. The network determines where a card is accepted and which network-level benefits apply, so confirm it with Bellwether Community Credit Union before you apply.

Is the Smart Rewards Credit Card available in United States?

Yes — the Smart Rewards Credit Card is issued by Bellwether Community Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Smart Rewards Credit Card figures last checked?

We checked its annual fee in October 2026, its foreign transaction fee in December 2025 and its earn rates in September 2026, each against a published document. Not yet checked with Bellwether Community Credit Union: purchase APR and welcome offer. Terms can change without notice, so confirm the current details with Bellwether Community Credit Union before you apply.