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Mastercard3/4 on file
✓ Annual fee checked
Genisys Credit Union · Mastercard

Genisys Credit Rewards Mastercard

No Annual FeeTravel Insurance

The Genisys Credit Rewards Mastercard is a Mastercard from Genisys Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Annual fee$0per yearChecked genisyscu.org
Top earn rate1xon OtherChecked genisyscu.org
Welcome offerNot confirmedNot published by the issuer where we checked ()
Apply on Genisys Credit UnionCompare this card
Opens Genisys Credit Union’s site

Credit union with branches in: Michigan (31), Minnesota (3). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Genisys Credit Rewards Mastercard, exactly as recorded.

Annual fee
$0Checked genisyscu.org
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
13.74%–18%Checked genisyscu.org
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Genisys Credit Rewards Mastercard. That may mean there isn’t one, or simply that we have not recorded it — Genisys Credit Union’s own page is the place to check.

Not published by the issuer where we checked ()
Rewards

What it earns

Published category multipliers for the Genisys Credit Rewards Mastercard.

CategoryEarn rateCap
Other1xNo cap on file
Checked genisyscu.org
Next step

Ready to apply for the Genisys Credit Rewards Mastercard?

You'll finish the application on Genisys Credit Union's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Genisys Credit Union’s site
Questions

Questions about the Genisys Credit Rewards Mastercard

How much is the Genisys Credit Rewards Mastercard annual fee?

The Genisys Credit Rewards Mastercard has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Genisys Credit Rewards Mastercard earn?

The Genisys Credit Rewards Mastercard earns 1x on other. The full table is on this page.

What network is the Genisys Credit Rewards Mastercard on?

The Genisys Credit Rewards Mastercard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Genisys Credit Rewards Mastercard available in United States?

Yes — the Genisys Credit Rewards Mastercard is issued by Genisys Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Genisys Credit Rewards Mastercard figures last checked?

We checked its annual fee in October 2026, its purchase APR in October 2026 and its earn rates in October 2026, each against a published document. Not published by Genisys Credit Union where we checked: foreign transaction fee and welcome offer. Terms can change without notice, so confirm the current details with Genisys Credit Union before you apply.