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Discover2/4 on file
✓ Annual fee checked
Discover Financial Services · Discover

Discover it® Cash Back

Balance TransferCash BackNo Annual FeeRewards0% Intro Purchases

The Discover it® Cash Back is a Discover card from Discover Financial Services with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Sep 2026). Not yet checked with Discover Financial Services: credit requirement. Discover Financial Services’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked discover.com
Apply on Discover Financial ServicesCompare this card
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Ledger entry

The receipt

Every cost line we hold for the Discover it® Cash Back, exactly as recorded.

Annual fee
$0Checked discover.com
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
18.49%–28.49%Checked discover.com
Income requirement
Not confirmed
Network
Discover
Credit needed
GoodNot yet checked with Discover Financial Services
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Discover it® Cash Back. That may mean there isn’t one, or simply that we have not recorded it — Discover Financial Services’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Discover it® Cash Back. Rather than print a multiplier we cannot source, this stays blank until Discover Financial Services’s own terms give us one.

We couldn't verify this · check with the issuer
Included

Perks & benefits

Card benefits

  • 5% cash back at different places each quarter (up to quarterly maximum, activation required)
  • 1% cash back on all other purchases
  • Cashback Match: Discover matches all cash back earned at the end of the first year
  • No annual fee
  • Choice of card designs
  • 99% nationwide acceptance
  • Virtual card for instant use, if eligible
Next step

Ready to apply for the Discover it® Cash Back?

You'll finish the application on Discover Financial Services's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Discover Financial Services’s site
Questions

Questions about the Discover it® Cash Back

How much is the Discover it® Cash Back annual fee?

The Discover it® Cash Back has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Discover it® Cash Back earn?

We could not verify the Discover it® Cash Back's earn rates, so we do not print a multiplier. Check them on Discover Financial Services's own site.

What network is the Discover it® Cash Back on?

The Discover it® Cash Back runs on the Discover network, which determines where it is accepted and which network-level benefits apply.

Is the Discover it® Cash Back available in United States?

Yes — the Discover it® Cash Back is issued by Discover Financial Services and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Discover it® Cash Back figures last checked?

We checked its annual fee in September 2026 and its purchase APR in September 2026, each against a published document. Not yet checked with Discover Financial Services: credit requirement. Not published by Discover Financial Services where we checked: foreign transaction fee. We could not verify, so we do not print: earn rates and welcome offer. Check them with Discover Financial Services. Terms can change without notice, so confirm the current details with Discover Financial Services before you apply.