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Visa4/4 on file
✓ Annual fee checked
First National Bank of Omaha (FNBO / First Bankcard) · Visa

Evergreen® Business Edition® Credit Card

The Evergreen® Business Edition® Credit Card is a Visa card from First National Bank of Omaha (FNBO / First Bankcard) with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), purchase APR (Oct 2026), earn rates (Oct 2026), welcome offer (Sep 2026). Not yet checked with First National Bank of Omaha (FNBO / First Bankcard): credit requirement. First National Bank of Omaha (FNBO / First Bankcard)’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked
Top earn rate2%on OtherChecked fnbo.com
Welcome offer20,000 ptsChecked fnbo.com
Opens First National Bank of Omaha (FNBO / First Bankcard)’s site

Bank with branches in: Nebraska (40), Colorado (21), Kansas (20), Illinois (13), Missouri (9), Texas (4), Wyoming (4), Iowa (3) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Evergreen® Business Edition® Credit Card, exactly as recorded.

Annual fee
$0Checked
Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
17.49%–28.24%Checked fnbo.com
Income requirement
Not confirmed
Network
Visa
Credit needed
NoneNot yet checked with First National Bank of Omaha (FNBO / First Bankcard)
Sign-up

The welcome offer

$200 cash bonus (20,000 points equivalent) when you spend $3,000 within the first 3 billing cycles after account is opened.2

Checked fnbo.com
Points20,000Checked fnbo.com
Min. spend$3,000Checked fnbo.com
Rewards

What it earns

Published category multipliers for the Evergreen® Business Edition® Credit Card.

CategoryEarn rateCap
Other2%No cap on file
Checked fnbo.com
Included

Perks & benefits

Card benefits

  • Mastercard Zero Liability protection
  • Easy Savings program discounts
Next step

Ready to apply for the Evergreen® Business Edition® Credit Card?

You'll finish the application on First National Bank of Omaha (FNBO / First Bankcard)'s own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens First National Bank of Omaha (FNBO / First Bankcard)’s site
Questions

Questions about the Evergreen® Business Edition® Credit Card

How much is the Evergreen® Business Edition® Credit Card annual fee?

The Evergreen® Business Edition® Credit Card has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Evergreen® Business Edition® Credit Card earn?

The Evergreen® Business Edition® Credit Card earns 2% on other. The full table is on this page.

What network is the Evergreen® Business Edition® Credit Card on?

The Evergreen® Business Edition® Credit Card runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Evergreen® Business Edition® Credit Card available in United States?

Yes — the Evergreen® Business Edition® Credit Card is issued by First National Bank of Omaha (FNBO / First Bankcard) and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Evergreen® Business Edition® Credit Card figures last checked?

We checked its annual fee in September 2026, its purchase APR in October 2026, its earn rates in October 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with First National Bank of Omaha (FNBO / First Bankcard): credit requirement. Not published by First National Bank of Omaha (FNBO / First Bankcard) where we checked: foreign transaction fee. Terms can change without notice, so confirm the current details with First National Bank of Omaha (FNBO / First Bankcard) before you apply.