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Discover1/4 on file
Annual fee: issuer restricts access
Discover Financial Services · Discover

Discover it Chrome

The Discover it Chrome is a Discover card from Discover Financial Services. Discover Financial Services's site does not let us read its terms, so we leave the annual fee blank — check it on Discover Financial Services's own site. Here is what we hold on it, and what we do not.

Top earn rate2%on DiningChecked discover.com
Opens Discover Financial Services’s site
Ledger entry

The receipt

Every cost line we hold for the Discover it Chrome, exactly as recorded.

Supplementary card
Not confirmed
Foreign transaction
Not confirmedNot published by the issuer where we checked ()
Purchase APR
17.49%–26.49%Checked discover.com
Income requirement
Not confirmed
Network
Discover
Credit needed
Not confirmed
Sign-up

The welcome offer

No welcome offer on file

We hold no published welcome offer for the Discover it Chrome. That may mean there isn’t one, or simply that we have not recorded it — Discover Financial Services’s own page is the place to check.

We couldn't verify this · check with the issuer
Rewards

What it earns

Published category multipliers for the Discover it Chrome.

CategoryEarn rateCap
Dining2%shared cap: $1,000 of spend a quarter across Dining, Gas & Fuel
Gas & Fuel2%shared cap: $1,000 of spend a quarter across Dining, Gas & Fuel
Other1%No cap on file
Checked discover.com
Included

Perks & benefits

Card benefits

  • Unlimited Cashback Match for first year
  • $0 Fraud Liability
  • Free Social Security number alerts
  • Freeze your account via mobile app
  • Free FICO® Score access
  • 24/7 real human customer service
  • Tap to pay contactless card
Next step

Ready to apply for the Discover it Chrome?

You'll finish the application on Discover Financial Services's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Discover Financial Services’s site
Questions

Questions about the Discover it Chrome

How much is the Discover it Chrome annual fee?

We could not verify the Discover it Chrome's annual fee, so we do not print one. Check the current annual fee on Discover Financial Services's own site before you apply.

What does the Discover it Chrome earn?

The Discover it Chrome earns 2% on dining, plus published rates on 2 other categories. The full table is on this page.

What network is the Discover it Chrome on?

The Discover it Chrome runs on the Discover network, which determines where it is accepted and which network-level benefits apply.

Is the Discover it Chrome available in United States?

Yes — the Discover it Chrome is issued by Discover Financial Services and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Discover it Chrome figures last checked?

We checked its purchase APR in September 2026 and its earn rates in September 2026, each against a published document. Not published by Discover Financial Services where we checked: foreign transaction fee. We could not verify, so we do not print: annual fee and welcome offer. Check them with Discover Financial Services. Terms can change without notice, so confirm the current details with Discover Financial Services before you apply.