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Visa4/4 on file
✓ Annual fee checked
Capital One · Visa

Capital One VentureOne Business

BusinessNo Annual FeeNo FX FeeRewardsTravelWelcome Bonus

The Capital One VentureOne Business is a Visa card from Capital One with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Sep 2026), foreign transaction fee (Oct 2026), purchase APR (Sep 2026), earn rates (Sep 2026), welcome offer (Sep 2026). Not yet checked with Capital One: credit requirement. Capital One’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked
Top earn rate5xon hotels, vacation rentals and rentals cars booked through Capital One Business TravelChecked capitalone.com
Welcome offer$350estimated valueChecked capitalone.com
Apply on Capital OneCompare this card
Opens Capital One’s site

Bank with branches in: New York (75), Louisiana (59), Maryland (41), Texas (20), Virginia (20), New Jersey (16), District of Columbia (5), Connecticut (1) and 1 more. Where it has branches is not a rule on who may apply.

Source: FDIC BankFind (api.fdic.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Capital One VentureOne Business, exactly as recorded.

Annual fee
$0Checked
Supplementary card
Not confirmed
Foreign transaction
NoneChecked capitalone.com
Purchase APR
16.74%–22.74%Checked capitalone.com
Income requirement
Not confirmed
Network
Visa
Credit needed
ExcellentNot yet checked with Capital One
Sign-up

The welcome offer

Earn a one-time bonus of 50,000 miles once you spend $4,500 on purchases within the first 3 months from account opening.

Checked capitalone.com
Est. value$350Checked capitalone.com
Points50,000Checked capitalone.com
Min. spend$4,500within 90 daysChecked capitalone.com
Rewards

What it earns

Published category multipliers for the Capital One VentureOne Business.

CategoryEarn rateCap
hotels, vacation rentals and rentals cars booked through Capital One Business Travel5xNo cap on file
Other1.5xNo cap on file
Checked capitalone.com
Included

Perks & benefits

Card benefits

  • No foreign transaction fees
  • Accounts Payable management tools
  • Software integrations with Quicken, QuickBooks, Excel
  • Free employee cards
Next step

Ready to apply for the Capital One VentureOne Business?

You'll finish the application on Capital One's own site. Terms can change without notice, so check the fee and offer there before you commit.

Apply nowOpens Capital One’s site
Questions

Questions about the Capital One VentureOne Business

How much is the Capital One VentureOne Business annual fee?

The Capital One VentureOne Business has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Capital One VentureOne Business earn?

The Capital One VentureOne Business earns 5x on hotels, vacation rentals and rentals cars booked through Capital One Business Travel, plus published rates on 1 other category. The full table is on this page.

What network is the Capital One VentureOne Business on?

The Capital One VentureOne Business runs on the Visa network, which determines where it is accepted and which network-level benefits apply.

Is the Capital One VentureOne Business available in United States?

Yes — the Capital One VentureOne Business is issued by Capital One and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Capital One VentureOne Business figures last checked?

We checked its annual fee in September 2026, its foreign transaction fee in October 2026, its purchase APR in September 2026, its earn rates in September 2026 and its welcome offer in September 2026, each against a published document. Not yet checked with Capital One: credit requirement. Terms can change without notice, so confirm the current details with Capital One before you apply.