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Mastercard2/4 on file
✓ Annual fee checked
Harvard Federal Credit Union · Mastercard

Harvard Alumni World MasterCard

No Annual FeeNo FX FeeWelcome Bonus

The Harvard Alumni World MasterCard is a Mastercard from Harvard Federal Credit Union with an annual fee of $0. Here is what we hold on it, and what we do not.

Not every figure here is checked

Checked against a published document: annual fee (Oct 2026), foreign transaction fee (Dec 2025). Not yet checked with Harvard Federal Credit Union: purchase APR and welcome offer. Harvard Federal Credit Union’s own page is authoritative — confirm anything you rely on there before you apply.

Annual fee$0per yearChecked harvardfcu.org
Top earn rateNot confirmed
Welcome offer10,000 ptsChecked harvardfcu.org
Browse other cardsNo application link on file · apply through Harvard Federal Credit Union directly

Credit union with branches in: Massachusetts (6). Where it has branches is not a rule on who may apply.

Source: NCUA call report (ncua.gov) · read Oct 7, 2026

Ledger entry

The receipt

Every cost line we hold for the Harvard Alumni World MasterCard, exactly as recorded.

Annual fee
$0Checked harvardfcu.org
Supplementary card
Not confirmed
Foreign transaction
NoneChecked files.consumerfinance.gov
Purchase APR
13.24%–18%Not yet checked with Harvard Federal Credit Union
Income requirement
Not confirmed
Network
Mastercard
Credit needed
Not confirmed
Sign-up

The welcome offer

We hold the welcome-bonus figures below for the Harvard Alumni World MasterCard, but not the terms that earn them — Harvard Federal Credit Union’s own page says what you need to do.

Points10,000Checked harvardfcu.org
Min. spend$500within 90 daysNot yet checked with Harvard Federal Credit Union
Rewards

What it earns

No earn rates on file

We hold no category earn rates for the Harvard Alumni World MasterCard. Rather than print a multiplier we cannot source, this stays blank until Harvard Federal Credit Union’s own terms give us one.

Next step

Ready to apply for the Harvard Alumni World MasterCard?

We hold no application link for this card. Harvard Federal Credit Union takes applications on their own site — or compare the alternatives we do have links for.

Browse alternatives
Questions

Questions about the Harvard Alumni World MasterCard

How much is the Harvard Alumni World MasterCard annual fee?

The Harvard Alumni World MasterCard has an annual fee of $0. Weigh that against the rewards and perks you will actually use.

What does the Harvard Alumni World MasterCard earn?

We hold no category earn rates for the Harvard Alumni World MasterCard. It earns rewards on eligible purchases, but we do not print a multiplier we cannot source from Harvard Federal Credit Union's terms.

What network is the Harvard Alumni World MasterCard on?

The Harvard Alumni World MasterCard runs on the Mastercard network, which determines where it is accepted and which network-level benefits apply.

Is the Harvard Alumni World MasterCard available in United States?

Yes — the Harvard Alumni World MasterCard is issued by Harvard Federal Credit Union and is available to eligible applicants in United States. Approval depends on the issuer's own credit and income criteria.

When were the Harvard Alumni World MasterCard figures last checked?

We checked its annual fee in October 2026 and its foreign transaction fee in December 2025, each against a published document. Not yet checked with Harvard Federal Credit Union: purchase APR and welcome offer. Terms can change without notice, so confirm the current details with Harvard Federal Credit Union before you apply.